120 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 120 E 7th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,066 sqft · built 1850
Lot Size	0.048 acres (2,100 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Feb 1997)
Tax Bill	$1,297 (2026)
Deeds & Mortgages	Jan 2019 Sale Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-02-12`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-02-12`
Alternative APNs	`120012805600020120000000` `3974`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	634 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	50 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3974
Street Address	120 E 7TH ST
City	OSWEGO
State	NY
Zip	13126-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2001
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8403 NEEDLE PINE PATH, LIVERPOOL, NY 13090-1212
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS
Mar 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 1997 · Amount on Record
Deed Sale	Feb 24, 1997 · Amount on Record
Deed Book / Page	1358 / 260
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 18, 2019
Property Address	120 E 7TH ST, OSWEGO, NY 13126-2734
Document Number	0000000607
Instrument Date	Jan 18, 2019
Instrument	607
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8403 NEEDLE PINE PATH LIVERPOOL NY 130901212, LIVERPOOL, NY 13090-1212

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 29, 2017
Property Address	120 E 7TH ST, OSWEGO, NY 13126-2734
Document Number	0000002803
Instrument Date	Mar 27, 2017
Instrument	2803
Transaction Type	Transfer
Record Updated	May 11, 2017

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	190 5TH AVE OSWEGO NY 131261808, OSWEGO, NY 13126-1808

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,297.00 (-1.14%)
2025	$1,312.00	$70,000 (-3.45%) Land $15,600 Building $54,400	$70,000 (-19.86%) Land $15,600 Building $54,400
2023		$72,500 Land $7,900 Building $64,600	$87,349 Land $9,518 Building $77,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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