120 E 5th St, Stratford, OK 74872 Property Records

Garvin County property record for 120 E 5th St, Stratford, OK 74872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1970
Lot Size	0.964 acres (41,992 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jun 2014)
Tax Bill	$846 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone A (high risk)
APN	`21020`

Property Details

APN / Parcel Number

Primary APN	`21020`
Alternative APN	`0705-00-081-013-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,992 sqft (0.964 acres)
Lot Dimensions	140 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21020
Street Address	120 E 5TH ST
City	STRATFORD
State	OK
Zip	74872-4650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLOCK 81 STR LOTS 13 THRU 24 JTWD/2063-850;JTWD/1363-766
Legal Range	03E
Legal Township	04N
Legal Section	26
Legal Subdivision	STRATFORD CITY
Legal Block	81
Legal Lot Number	13-24
Jurisdiction	GARVIN OK
Township / Civil Division	STRATFORD
Census Block Group	2
Census Block	2032
Census Tract	681100

Owner

Source: Garvin County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E 5TH ST, STRATFORD, OK 74872-4650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2014 · Amount on Record
Deed Sale	Jun 25, 2014 · Amount on Record
Deed Document Number	20145694
Deed Book / Page	2063 / 850
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARVIN OK
Property Address	120 E 5TH ST, STRATFORD, OK 74872-4650
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 5TH ST, STRATFORD, OK 74872-4650

Mortgage

Document Number	002427/285
Date	Feb 8, 2023
Book Page	2427/285
Instrument	I-2023-000911

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	257 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

Source: Garvin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garvin County
Municipality	Stratford Town
Unified School District	Stratford Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,350 (+3.01%) Land $2,079 Building $8,271	$94,086 (-10.82%) Land $18,900 Building $75,186
2025	$846.00 (+2.55%) Homeowner's exemption	$10,048 (+2.99%) Land $2,079 Building $7,969	$105,505 (+5.28%) Land $18,900 Building $86,605
2024	$825.00 (+2.1%) Homeowner's exemption	$9,756 (+3.01%) Land $2,079 Building $7,677	$100,211 (+6.29%) Land $18,900 Building $81,311
2023	$808.00 (+3.06%) Homeowner's exemption	$9,471 (+2.99%) Land $2,079 Building $7,392	$94,277 (+12.78%) Land $18,900 Building $75,377
2022	$784.00 Homeowner's exemption	$9,196 Land $2,079 Building $7,117	$83,596 Land $18,900 Building $64,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 64% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services.

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