120 E 4th St S, Oldtown, ID 83822 Property Records

Bonner County property record for 120 E 4th St S, Oldtown, ID 83822 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 928 sqft · built 1974
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$315,362 (Feb 2026)
Tax Bill	$851 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPN0296008010AA`

Property Details

APN / Parcel Number

Primary APN	`RPN0296008010AA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	928 sqft Finished Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	120 E 4TH ST S
City	OLDTOWN
State	ID
Zip	83822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-56N-6W NORTONS ADDN BLK 8, W 65FT OF LOTS 10,11,12 & 13
Legal Range	06W
Legal Township	56N
Legal Section	25
Legal Subdivision	NORTONS ADDN
Legal Block	8
Legal Lot Number	10-13
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	3
Census Block	3025
Census Tract	950701

Owner

Source: Bonner County records · APN RPN0296008010AA

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 E 4TH ST S, OLDTOWN, ID 83822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Mar 28, 2022	Warranty Deed, Transfer · FHA Mortgage GUARDIAN MORTGAGE CO INC
Sep 23, 2020	Warranty Deed, Transfer · Commercial Mortgage DELBERT G CHUTE ETUX

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	20261058176
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Feb 11, 2026
Property Address	120 E 4TH ST S, OLDTOWN, ID 83822-9299
Document Number	0001058176
Map Reference	MB 1 PG 33
Instrument Date	Feb 05, 2026
Instrument	1058176
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 4TH ST S, OLDTOWN, ID 83822-9299

Mortgage

Document Number	0001058177
Date	Feb 11, 2026
Instrument	1058177

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 28, 2022
Property Address	120 E 4TH ST S, OLDTOWN, ID 83822-9299
Document Number	0001002771
Map Reference	MB 1 PG 33
Instrument Date	Mar 12, 2022
Instrument	1002771
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 W BUCKEYE AVE, SPOKANE, WA 99205-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 4TH ST S, OLDTOWN, ID 83822-9299

Mortgage

Document Number	0001002772
Date	Mar 28, 2022
Instrument	1002772

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 23, 2020
Property Address	120 E 4TH ST S, OLDTOWN, ID 83822-9299
Document Number	0000966064
Map Reference	MB 1 PG 33
Instrument Date	Sep 16, 2020
Instrument	966064
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 W BUCKEYE AVE, SPOKANE, WA 99205-3502

Mortgage

Document Number	0000966065
Date	Sep 23, 2020
Instrument	966065

Lender

Name	DELBERT G CHUTE ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Oldtown City
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,648 (-)	$168,648 (-)
2025	$851.00 (-1.28%)	$168,648 (+1.69%) Land $100,746 Building $67,902	$168,648 (+1.69%) Land $100,746 Building $67,902
2023	$862.00	$165,846 Land $95,133 Building $70,713	$165,846 Land $95,133 Building $70,713

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160179507013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 5% of Idaho
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Concept Communications	Fiber	1,000 / 1,000
Wired or Wireless	Fiber	1,000 / 1,000
Concept Communications	Cable	550 / 50

May also be available at this address: Verizon, Northwest Fiber, Northwest Open Access Network. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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