120 E 46th St, Savannah, GA 31405 Property Records

Chatham County property record for 120 E 46th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,856 sqft · built 1900
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on Record
Tax Bill	$5,943 (2025)
Deeds & Mortgages	Feb 2024 Sale Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0087-05-009`

Property Details

APN / Parcel Number

Primary APN	`2-0087-05-009`
Alternative APN	`M422225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
1st Floor Area	1,455 sqft
Upper Floors Area	201 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Metal
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 101 ft wide
Garage Type	Mixed
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	120 E 46TH ST
City	SAVANNAH
State	GA
Zip	31405-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 117, 118 AND 119 WATSON WAR D
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	117-118
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1013
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	120 E 46TH ST, SAVANNAH, GA 31405-2119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer
Feb 5, 2024	Warranty Deed, Transfer
Jan 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 26, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024
Deed Sale	Feb 5, 2024
Prior Sale	Feb 5, 2024
Deed Book / Page	3297 / 101
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 5, 2024
Property Address	120 E 46TH ST, SAVANNAH, GA 31405-2119
Document Number	0032970109
Book / Page	3297 / 109
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 46TH ST, SAVANNAH, GA 31405-2119

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 5, 2024
Property Address	120 E 46TH ST, SAVANNAH, GA 31405-2119
Document Number	0032970101
Book / Page	3297 / 101
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 46TH ST, SAVANNAH, GA 31405-2119

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	120 E 46TH ST, SAVANNAH, GA 31405-2119
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 46TH ST, SAVANNAH, GA 31405-2119

Mortgage

Document Number	0029970067
Date	Jan 3, 2023
Book Page	0000002997/0000000067

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 26, 2019
Property Address	120 E 46TH ST, SAVANNAH, GA 31405-2119
Document Number	0017430113
Book / Page	1743 / 113
Instrument Date	Sep 26, 2019
Instrument	2019-010640
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 46TH ST, SAVANNAH, GA 31405-2119

Mortgage

Document Number	0017430116
Date	Oct 11, 2019
Book Page	0000001743/0000000116

Lender

Name	QUICKEN LOANS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,440 (+0.75%) Land $128,000 Building $225,440	$883,600 (+0.75%) Land $320,000 Building $563,600
2025	$5,943.00 (+14.09%) Homeowner's exemption	$350,800 (+17.5%) Land $128,000 Building $222,800	$877,000 (+17.5%) Land $320,000 Building $557,000
2023	$5,209.00 (-34.44%)	$298,560 (+40.83%) Land $129,600 Building $168,960	$746,400 (+40.83%) Land $324,000 Building $422,400
2022	$7,945.00	$212,000 Land $40,000 Building $172,000	$530,000 Land $100,000 Building $430,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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