Allegan County property record for 120 E 38th St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,854 sqft · built 1986 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jul 2024) |
| Tax Bill | $6,253 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-02-05-252-094 |
| Primary APN | 53-02-05-252-094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 132 ft deep x 82 ft wide |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 E 38TH ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 123 & E 32 FT LOT 124 BON ABODE SEC 5 T4N R15W |
| Legal Range | 15W |
| Legal Township | 04N |
| Legal Section | 05 |
| Legal Subdivision | BON ABODE |
| Legal Lot Number | 123-124 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 32200 |
120 E 38th St is owned and occupied by an individual who bought it in July 2024.
Source: Allegan County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 E 38TH ST, HOLLAND, MI 49423-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on File |
| Deed Sale | Jul 3, 2024 · Amount on File |
| Prior Sale | May 12, 2023 · Amount on File |
| Deed Document Number | 20249781 |
| Deed Book / Page | 4955 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 120 E 38TH ST, HOLLAND, MI 49423-7012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004442/10 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 4442/10 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 12, 2023 |
| Property Address | 120 E 38TH ST, HOLLAND, MI 49423-7012 |
| Document Number | 004855/809 |
| Book / Page | 4855 / 809 |
| Map Reference | LB 5 PG 22 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023006888 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,321.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 E 38TH ST, HOLLAND, MI 49423-7012 |
| Name | Verified Name |
|---|
| Document Number | 2023006889 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023006889 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 120 E 38th St was $6,253 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,700 Land $30,200 Building $123,500 | $307,400 Land $60,400 Building $247,000 | |
| 2025 | $6,253.00 | ||
| 2023 | $114,100 Land $23,600 Building $90,500 | $228,200 Land $47,200 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 E 38th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 E 38th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures