120 E 2nd St, Morehead, KY 40351 Property Records

Rowan County property record for 120 E 2nd St, Morehead, KY 40351 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Square Footage	1,624 sqft Total Area
Lot Size	2,625 sqft (0.06 acres)
Last Sale	$30,000 (2022)
Tax Bill	$1,873.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`080-20 18 001.00`
Alternative APNs	`771` `816` `874`

Interior

Building Area	1,624 sqft Total Area

Exterior

Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,625 sqft (0.06 acres)
Total Buildings	2 Total Buildings

Utilities and HVAC

Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	874
Street Address	120 E 2ND ST
City	MOREHEAD
State	KY
Zip	40351
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 DUPLEXES & LOT 122 MAGGARD PL & 114 MAGGARD PL
Legal Lot Number	122
Jurisdiction	ROWAN KY
Minor Civil Division	MOREHEAD
Census Blockgroup	4
Census Block	4030
Census Tract	950202

Owner

Source: Rowan County records · APN 080-20 18 001.00

Assessment roll updated November 18, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	129 E MAIN ST, MOREHEAD, KY 40351-1657
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Book / Page	284 / 173
Prior Transfer Date	Oct 10, 2008
Prior Transfer Doc	000D231/43
Record Refreshed	Jun 08, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 10, 2019
Property Address	120 E 2ND ST, MOREHEAD, KY 40351
Document Number	00D271/665
Book / Page	D271 / 665
Instrument Date	May 09, 2019
Instrument	413952
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 E MAIN ST, MOREHEAD, KY 40351-1657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 E MAIN ST, MOREHEAD, KY 40351-1657

Mortgage

Document Number	0000413953
Date	May 10, 2019
Instrument	413953

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2039

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (+14%)	$223,864 (+16.05%) Land $76,664 Building $147,200	$223,864 (+16.05%) Land $76,664 Building $147,200
2023	$1,643.00	$192,904 Land $76,664 Building $116,240	$192,904 Land $76,664 Building $116,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Downtown Morehead Historic District listed 2022 · 53 contributing resources · NRIS 100006264

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.