120 E 196th St, Euclid (Cleveland), OH 44119 Property Records

Cuyahoga County property record for 120 E 196th St, Euclid, OH 44119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1938
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Owner Names on Record
Last Sale	$168,000 (Oct 2004)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-03-054`

Property Details

APN / Parcel Number

Primary APN	`641-03-054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
1st Floor Area	837 sqft
2nd Floor Area	784 sqft
Basement Area	817 sqft
Finished Basement	409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	120 E 196TH ST
City	EUCLID
State	OH
Zip	44119-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	17-2 UTOPIA B#5 0790 ALL MB641 PG03 MB00000 PG0000
Legal Subdivision	UTOPIA B#5
Legal Lot Number	790
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1001
Census Tract	152101

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	120 E 196TH ST, EUCLID, OH 44119-1034
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2004 · Amount on Record
Deed Sale	Oct 1, 2004 · Amount on Record
Prior Sale	Oct 1, 2004 · Amount on Record
Deed Document Number	0010011118
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	120 E 196TH ST, EUCLID, OH 44119-1034
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 196TH ST, CLEVELAND, OH 44119-1034

Mortgage

Document Number	0000000213
Date	Feb 16, 2023
Instrument	202302160213

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,660.00 (+1.22%) Homeowner's exemption	$70,950 (-) Land $10,850 Building $60,100
2024	$4,604.00 (+3.65%) Homeowner's exemption	$70,950 (+35.87%) Land $10,850 Building $60,100	$202,700 (+35.86%) Land $31,000 Building $171,700
2023	$4,442.00 (+2.37%) Homeowner's exemption	$52,220 (-) Land $8,960 Building $43,260
2022	$4,339.00 Homeowner's exemption	$52,220 Land $8,960 Building $43,260
2021			$149,200 Land $25,600 Building $123,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: PCs for People.

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