120 E 14th St, Ada, OK 74820 Property Records

Pontotoc County property record for 120 E 14th St, Ada, OK 74820

Property Summary

Property TypeOffice Building
Details2,242 sqft · built 1974
Lot Size0.16 acres (7,000 sqft)
OwnerCompany Name on File
Last Sale$309,000 (Jun 2026)
Tax Bill$4,200 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN10978

Property Details

APN / Parcel Number

Primary APN10978
Alternative APN
  • 0005-00-111-022-0-000-00

Interior

Stories1 Story
Building Area2,242 sqft Total Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeNo Foundation
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10978
Street Address120 E 14TH ST
CityADA
StateOK
Zip74820-6518
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionLOT 22 BLOCK 111 ORIGINAL - ADA
Legal SubdivisionORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block111
Legal Lot Number22
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group1
Census Block1051
Census Tract89200

Owner

Source: Pontotoc County records · APN 10978

Assessment roll updated January 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address120 E 14TH ST, ADA, OK 74820-6518
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer · Conventional Mortgage
STATE BANK
Jan 20, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2026 · Amount on Record
Deed SaleJun 23, 2026 · Amount on Record
Prior SaleJan 20, 2023 · Amount on Record
Deed Document Number20263667
Deed Book / Page4022 / 286
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateJun 23, 2026
Property Address120 E 14TH ST, ADA, OK 74820-6518
Document Number0000003667
Book / Page4022 / 286
Instrument DateJun 19, 2026
Instrument20263667
Transaction TypeTransfer
Record UpdatedJul 08, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46,813.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E 14TH ST, ADA, OK 74820-6518

Mortgage

Document Number0000003668,
DateJun 23, 2026
Instrument20263668
Lender
NameSTATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 19, 2046
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateJan 20, 2023
Property Address120 E 14TH ST, ADA, OK 74820-6518
Document Number003673/254
Book / Page3673 / 254
Instrument DateJan 20, 2023
InstrumentI-2023-000314
Transaction TypeTransfer
Record UpdatedFeb 02, 2023

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E 14TH ST, ADA, OK 74820-6518

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated January 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,200.00 (+1.33%)$40,320 (+5%) Land $6,000 Building $34,320$347,173 (+8.49%) Land $50,000 Building $297,173
2024$4,145.00 (+41.13%)$38,400 (+34.9%) Land $6,000 Building $32,400$320,000 (-) Land $50,000 Building $270,000
2023$2,937.00$28,466 Land $6,000 Building $22,466$320,000 Land $50,000 Building $270,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 17, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2015 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
400 / 50
AtLink Services
Fixed Wireless
100 / 20

Based on FCC filings for 419 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemADA
serves 22,600 people
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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