120 E 11th St, Covington, KY 41011 Property Records

Kenton County property record for 120 E 11th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1995
Lot Size	0.068 acres (2,992 sqft)
Owner	Individual Name on Record
Last Sale	$86,500 (Nov 2022)
Tax Bill	$495 (2025)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054-24-15-003.02`

Property Details

APN / Parcel Number

Primary APN	`054-24-15-003.02`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Finished Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,992 sqft (0.068 acres)
Lot Dimensions	74.8 ft deep x 40.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	120 E 11TH ST
City	COVINGTON
State	KY
Zip	41011-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40.75 X 74.75 IRR NS 11TH ST 230.75FT E OF SCOTT ST LOT B
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	2
Legal Lot Number	30,31
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1018
Census Tract	67000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E 11TH ST, COVINGTON, KY 41011-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Nov 12, 1996 · Amount on Record
Deed Document Number	2022141
Deed Book / Page	200 / 522
Prior Transfer Date	Nov 3, 2022
Prior Transfer Doc	0005900141
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Nov 16, 2022
Property Address	120 E 11TH ST, COVINGTON, KY 41011-3106
Document Number	0005900141
Book / Page	200 / 522
Instrument Date	Nov 3, 2022
Instrument	22111605900141
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E 11TH ST, 120, COVINGTON, KY 41011-3106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 11TH ST, COVINGTON, KY 41011-3106

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,400 (+14.91%) Land $10,000 Building $89,400	$99,400 (+14.91%) Land $10,000 Building $89,400
2025	$495.00 (-57.03%) Disabled Person's exemption	$86,500 (-) Land $5,000 Building $81,500	$86,500 (-) Land $5,000 Building $81,500
2023	$1,152.00	$86,500 Land $5,000 Building $81,500	$86,500 Land $5,000 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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