120 E 10th St, Chattanooga, TN 37402 Property Records

Hamilton County property record for 120 E 10th St, Chattanooga, TN 37402

Property Summary

Property Type	Hotel
Details	13,935 sqft · built 1900
Lot Size	0.111 acres (4,862 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Apr 2021)
Tax Bill	$20,014 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145D X 003`

Property Details

APN / Parcel Number

Primary APN	`145D X 003`
Alternative APN	`0000070130`

Interior

Stories	3 Stories
Building Area	13,935 sqft Total Area

Exterior

Year Built	Built 1900
Exterior Material	Brick Veneer
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	4,862 sqft (0.111 acres)
Lot Dimensions	85 ft deep x 57.2 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	0000070130
Street Address	120 E 10TH ST
City	CHATTANOOGA
State	TN
Zip	37402-4227
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	C3
Legal Description	LT 35-36 PT LT 34 BLK 3 STONE FORT LAND CO ADDN PB T4 PG 687 0087 18 02
Legal Subdivision	STONE FORT LAND CO
Legal Block	3
Legal Lot Number	34 36
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1016
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Market and Main Streets Historic District listed 1992 · 60 contributing resources · NRIS 92000927

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6705 SHALLOWFORD RD, CHATTANOOGA, TN 37421-1711
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Nov 3, 2015 · Amount on Record
Deed Document Number	2021041300403
Deed Book / Page	12443 / 383
Record Updated	Jun 8, 2026

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 13, 2021
Property Address	120 E 10TH ST, CHATTANOOGA, TN 37402-4227
Document Number	0000000403
Book / Page	12443 / 383
Instrument Date	Apr 2, 2021
Instrument	2021041300403
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$9,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6705 SHALLOWFORD RD, CHATTANOOGA, TN 37421-1711

Mortgage

Document Number	0012443388
Date	Apr 13, 2021
Instrument	12443/388

Lender

Name	FIRST JACKSON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 10, 2046

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,014.00 (+11.82%)	$1,320,480 (+65.06%)	$3,301,200 (+65.06%) Land $292,200 Building $3,009,000
2024	$17,898.00	$800,000 (-)	$2,000,000 (-) Land $194,800 Building $1,805,200
2023	$17,898.00	$800,000 (-)	$2,000,000 (-) Land $194,800 Building $1,805,200
2022	$17,898.00	$800,000	$2,000,000 Land $194,800 Building $1,805,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1980–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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