120 Dunlap St, Lansing, MI 48910 Property Records

Ingham County property record for 120 Dunlap St, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1931
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Apr 2020)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-28-331-071`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-28-331-071`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	123 ft deep x 44 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Slab
Porch Area	149 sqft
Deck Area	149 sqft
Patio Area	149 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	120 DUNLAP ST
City	LANSING
State	MI
Zip	48910-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 HOLMESDALE SUB
Legal Subdivision	HOLMESDALE
Legal Lot Number	85
Legal Unit	85
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	1
Census Block	1001
Census Tract	2600

Owner

120 Dunlap St is owned and occupied by an individual who bought it in April 2020.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	120 DUNLAP ST, LANSING, MI 48910-2822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 14, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	202013567
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	120 DUNLAP ST, LANSING, MI 48910-2822
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DUNLAP ST, LANSING, MI 48910-2822

Mortgage

Document Number	0000026724
Date	Oct 16, 2025
Instrument	2025-026724

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Apr 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	120 DUNLAP ST, LANSING, MI 48910-2822
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009042
Date	Mar 4, 2021
Instrument	2021-009042

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Apr 20, 2020
Property Address	120 DUNLAP ST, LANSING, MI 48910-2822
Document Number	0000013567
Map Reference	LB 9 PG 22
Instrument Date	Mar 27, 2020
Instrument	2020-013567
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$713.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 DUNLAP ST, 120, LANSING, MI 48910-2822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CAROM CIR, MASON, MI 48854-9369

Mortgage

Document Number	0000013568
Date	Apr 20, 2020
Instrument	2020-013568

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	120 DUNLAP ST, LANSING, MI 48910-2822
Document Number	0000029028
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 DUNLAP ST LANSING MI 489102822, LANSING, MI 48910-2822

Mortgage

Document Number	0000029028
Date	Aug 21, 2018
Instrument	29028

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 20, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 120 Dunlap St was $2,242 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,000 (+8.22%) Land $5,800 Building $48,200	$108,000 (+8.22%) Land $11,600 Building $96,400
2025	$2,242.00 Homeowner's exemption	$49,900 Land $5,800 Building $44,100	$99,800 Land $11,600 Building $88,200
2023		$35,500 Land $5,800 Building $29,700	$71,000 Land $11,600 Building $59,400
2020	$1,623.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Dunlap St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 Dunlap St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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