120 Driver Rd, Lafayette, TN 37083 Property Records

Macon County property record for 120 Driver Rd, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$234,900 (Jul 2024)
Tax Bill	$43 (2025)
Deeds & Mortgages	Nov 2023 Sale Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-005.12`

Property Details

APN / Parcel Number

Primary APN	`029-005.12`
Alternative APNs	`0902902900512` `056029 00512`

Exterior

Lot Area	47,916 sqft (1.1 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	120 DRIVER RD
City	LAFAYETTE
State	TN
Zip	37083-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12 HOWARD ESTATE
Legal Tract	12
Jurisdiction	MACON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1012
Census Tract	970200

Owner

120 Driver Rd is owned by two individuals who bought it in July 2024.

Source: Macon County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 DRIVER RD, LAFAYETTE, TN 37083-4540
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer
Oct 13, 2023	Warranty Deed, Transfer
Apr 17, 2018	Warranty Deed, Transfer ACOPIA
Jul 24, 2017	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Nov 22, 2023 · Amount on File
Deed Document Number	20242933
Deed Book / Page	209 / 401
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 22, 2023
Property Address	120 DRIVER RD, LAFAYETTE, TN 37083-4540
Document Number	0RB195/410
Book / Page	RB195 / 410
Map Reference	MB 40 PG 173
Instrument Date	Nov 16, 2023
Instrument	23004114
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 BROUGHTON PL, GALLATIN, TN 37066-1500

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Oct 13, 2023
Property Address	120 DRIVER RD, LAFAYETTE, TN 37083-4540
Document Number	00RB193/64
Book / Page	RB193 / 64
Map Reference	MB 40 PG 173
Instrument Date	Oct 12, 2023
Instrument	23003558
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$518.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 MT HERMAN ROAD, KINGSTON SPRINGS, TN 37082
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Apr 17, 2018
Property Address	DRIVER RD, LAFAYETTE, TN 37083
Document Number	0000001151
Book / Page	000056 / 000419
Instrument Date	Apr 13, 2018
Instrument	1151
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.90
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 DRIVER RD LAFAYETTE TN 370834540, LAFAYETTE, TN 37083-4540

Mortgage

Document Number	1152
Date	Apr 17, 2018
Book Page	000056/000422
Instrument	1152

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	DRIVER RD, LAFAYETTE, TN 37083
Document Number	0000002281
Book / Page	000043 / 000552
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DRIVER RD LAFAYETTE TN 370834540, LAFAYETTE, TN 37083-4540

Mortgage

Document Number	0000002281
Date	Aug 2, 2017
Book Page	000043/000552
Instrument	2281

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 120 Driver Rd was $43, down 2.3% from the year before.

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$43.00 (-2.27%)	$2,700 (-) Land $2,700	$10,800 Land $10,800
2024	$44.00	$2,700 (-) Land $2,700
2023		$2,700 (+16.13%) Land $2,700	$10,800 (+16.13%) Land $10,800
2022		$2,325 Land $2,325	$9,300 Land $9,300
2019	$56.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Driver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Driver Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Driver Rd

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