Currituck County property record for 120 Dowdys Bay Rd, Grandy, NC 27939
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (May 2006) |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9922-12-0305 |
| Primary APN | 9922-12-0305 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 85 ft deep x 50 ft wide |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000143153 |
|---|---|
| Street Address | 120 DOWDYS BAY RD |
| City | GRANDY |
| State | NC |
| Zip | 27939-9715 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SFM |
| Legal Description | PUGH LOT 12 (.24 ACRES) |
| Legal Subdivision | LOGAN B PUGH LANDS |
| Legal Lot Number | 12 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 110401 |
120 Dowdys Bay Rd, a mobile home, is owned and occupied by an individual who acquired it in December 2016.
Source: Currituck County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 DOWDYS BAY RD, GRANDY, NC 27939-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2006 · Amount on File |
| Deed Sale | May 12, 2006 · Amount on File |
| Prior Sale | Mar 10, 2006 · Amount on File |
| Deed Book / Page | 943 / 609 |
| Last Transfer Date | Dec 21, 2016 |
| Transfer Doc | 0013930226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jan 5, 2017 |
| Property Address | 120 DOWDYS BAY RD, GRANDY, NC 27939-9715 |
| Document Number | 0013930226 |
| Book / Page | 001393 / 000226 |
| Instrument Date | Dec 21, 2016 |
| Instrument | 326581 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 DOWDYS BAY RD GRANDY NC 279399715, GRANDY, NC 27939-9715 |
| Document Number | 13930229 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 001393/000229 |
| Instrument | 326582 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 4, 2032 |
The 2025 property tax bill for 120 Dowdys Bay Rd was $924, up 1% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 (+0.98%) | $106,300 (-) Land $33,300 Building $73,000 | |
| 2024 | $915.00 (+8.67%) | $106,300 (-) Land $33,300 Building $73,000 | |
| 2023 | $842.00 (+15.82%) | $106,300 (-) Land $33,300 Building $73,000 | $106,300 (-) Land $33,300 Building $73,000 |
| 2022 | $727.00 | $106,300 Land $33,300 Building $73,000 | $106,300 (-) Land $33,300 Building $73,000 |
| 2021 | $106,300 Land $33,300 Building $73,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Dowdys Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 121 units insured incl. 20 condo units |
| Nearby Flood Claims | 97 (1998–2022) |
| Claims Outside the SFHA | 2 of 97 |
| Most Recent Claim | Jun 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Dowdys Bay Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CURRITUCK COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
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