120 Deep Step Rd, Covington, GA 30014 Property Records

Newton County property record for 120 Deep Step Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,326 sqft · built 1997
Lot Size	7.3 acres (317,988 sqft)
Owner	Individual Name on Record
Last Sale	$344,500 (Jan 2020)
Tax Bill	$5,648 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00980-00000-096-000`

Property Details

APN / Parcel Number

Primary APN	`00980-00000-096-000`
Alternative APNs	`0098 096` `31527`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,326 sqft Heated Area
1st Floor Area	2,994 sqft
Basement Area	2,964 sqft
Finished Basement	2,964 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	317,988 sqft (7.3 acres)
View / Lot	Water
Garage Area	932 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	237 sqft
Deck Area	539 sqft
Patio Area	539 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31527
Old Parcel Number	0098 096
Street Address	120 DEEP STEP RD
City	COVINGTON
State	GA
Zip	30014-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7.3AC LT7/UNIT 6 DEEP STEP
Legal Subdivision	R4 MISC LAND - AREA 5
Legal Block	E
Legal Lot Number	7 6
Legal Unit	6
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1041
Census Tract	100202

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 DEEP STEP RD, COVINGTON, GA 30014-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Jan 28, 2020	Grant Deed, Transfer · Conventional Mortgage EQUITYMAX
Feb 22, 2017	Warranty Deed, Transfer · FHA Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	0000395562
Deed Book / Page	3955 / 62
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	120 DEEP STEP RD, COVINGTON, GA 30014-1604
Document Number	0040510299
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DEEP STEP RD COVINGTON GA 300141604, COVINGTON, GA 30014-1604

Mortgage

Document Number	0040510299
Date	Aug 11, 2020
Book Page	004051/000299
Instrument	11098

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 28, 2020
Property Address	120 DEEP STEP RD, COVINGTON, GA 30014-1604
Document Number	0039550062
Book / Page	003955 / 000062
Instrument Date	Jan 6, 2020
Instrument	1214
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DEEP STEP RD COVINGTON GA 300141604, COVINGTON, GA 30014-1604

Mortgage

Document Number	39550065
Date	Jan 28, 2020
Book Page	003955/000065
Instrument	1215

Lender

Name	EQUITYMAX
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jan 27, 2037

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 22, 2017
Property Address	120 DEEP STEP RD, COVINGTON, GA 30014-1604
Document Number	0035360269
Book / Page	003536 / 000269
Instrument Date	Feb 17, 2017
Instrument	2112
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DEEP RD #P COVINGTON GA 30014, P, COVINGTON, GA 30014

Mortgage

Document Number	35360270
Date	Feb 22, 2017
Book Page	003536/000270
Instrument	2113

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,648.00 (+0.75%)	$227,000 (+14.3%) Land $27,760 Building $199,240	$567,500 (+14.3%) Land $69,400 Building $498,100
2023		$198,600 Land $23,920 Building $174,680	$496,500 Land $59,800 Building $436,700
2022	$5,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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