Lincoln County property record for 120 Davis Rd, Troy, MO 63379 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,500 sqft · built 1997 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,680 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-70-35-000-000-020.009 |
| Primary APN | 08-70-35-000-000-020.009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Basement Area | 1,500 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 82,328 sqft (1.89 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 120 DAVIS RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.89 AC TRACT D PER SURVEY Y/3 8: CO RD 538 |
| Legal Range | 01W |
| Legal Township | 50 |
| Legal Section | 35 |
| Legal Tract | D |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2104 |
| Census Tract | 810205 |
Source: Lincoln County records · APN 08-70-35-000-000-020.009
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 DAVIS RD, TROY, MO 63379-4738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jan 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 120 DAVIS RD, TROY, MO 63379-4738 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2440/0960 |
|---|---|
| Date | Dec 02, 2019 |
| Book Page | 2440/0960 |
| Instrument | 2019010864 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 120 DAVIS RD, TROY, MO 63379-4738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2418/0847 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 2418/0847 |
| Instrument | 2018000191 |
| Name | TRUSTED FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,680.00 (+1.88%) | $28,741 (+7.97%) Land $3,507 Building $25,234 | $151,270 (+7.97%) Land $18,460 Building $132,810 |
| 2023 | $1,649.00 (+3.97%) | $26,619 Land $3,249 Building $23,370 | $140,100 Land $17,100 Building $123,000 |
| 2022 | $1,586.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 43% of the US · above 46% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| SysTec Wireless Communications | Fixed Wireless (unlicensed) | 100 / 20 |
| Brightspeed | DSL | 40 / 3 |
| AT&T | Fixed Wireless | 25 / 3 |
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures