Carroll County property record for 120 Davis Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,888 sqft · built 2000 |
| Lot Size | 1.27 acres (55,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,445 (Jan 2017) |
| Tax Bill | $6,553 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-138245 |
| Primary APN | 07-138245 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,888 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 55,670 sqft (1.27 acres) |
| Garage Type | Mixed |
| Garage Area | 2,496 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 138245 |
|---|---|
| Street Address | 120 DAVIS LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT - 1.278 ACS 120 DAVIS LN WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 507802 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 DAVIS LN, WESTMINSTER, MD 21157-5809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jan 23, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 25, 2017 | Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on Record |
| Deed Sale | Jan 25, 2017 · Amount on Record |
| Deed Document Number | 20178592-0478 |
| Deed Book / Page | 8592 / 478 |
| Prior Transfer Date | Sep 30, 2016 |
| Prior Transfer Doc | 0085920478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 120 DAVIS LN, WESTMINSTER, MD 21157-5809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 DAVIS LN, WESTMINSTER, MD 21157-5809 |
| Document Number | 0106410258 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 10641/258 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Dec 5, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 120 DAVIS LN, WESTMINSTER, MD 21157-5809 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0104480427 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 10448/427 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 120 DAVIS LN, WESTMINSTER, MD 21157-5809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0089230067 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 8923/0067 |
| Instrument | 8923-0067 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 25, 2017 |
| Property Address | 120 DAVIS LN, WESTMINSTER, MD 21157-5809 |
| Document Number | 0085920478 |
| Book / Page | 8592 / 0478 |
| Instrument Date | Sep 30, 2016 |
| Instrument | 8592-0478 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 120 DAVIS LN, WESTMINSTER, MD 21157-5809 |
| Document Number | 0085920484 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 8592/0484 |
| Instrument | 8592-0484 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,553.00 (+8.73%) | $579,800 (+8.81%) Land $132,700 Building $447,100 | $579,800 (-) Land $132,700 Building $447,100 |
| 2025 | $6,027.00 (+21.54%) | $532,833 (+21.4%) | $579,800 (+32.1%) Land $132,700 Building $447,100 |
| 2023 | $4,959.00 | $438,900 Land $132,700 Building $306,200 | $438,900 Land $132,700 Building $306,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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