120 David Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 120 David Rd, Franklin, MA 02038 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,257 sqft · built 1990
Lot Size0.397 acres (17,302 sqft)
OwnerIndividual Name on File
Last Sale$630,000 (Apr 2025)
Tax Bill$8,320 (2025)
Deeds & MortgagesMar 2021 Refinance
Mar 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN111-026

Property Details

APN / Parcel Number

Primary APN111-026
Alternative APNs
  • FRAN M:244 L:019
  • M:111 L:026

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,257 sqft Living Area
Gross Area3,685 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area17,302 sqft (0.397 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number111-026
Street Address120 DAVID RD
CityFRANKLIN
StateMA
Zip02038-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBROOK MANOR ESTATES
Legal Lot Number19
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group3
Census Block3005
Census Tract442103

Owner

Source: Norfolk County and Franklin Town City records · APN 111-026

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 DAVID RD, FRANKLIN, MA 02038-1618
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STEARNS LENDING INC
Mar 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STEARNS LENDING INC
Apr 11, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Apr 11, 2025Quit Claim Deed, Transfer · ARM
LEADER BANK NA
Mar 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STEARNS LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2025 · Amount on Record
Deed SaleApr 11, 2025 · Amount on Record
Prior SaleApr 11, 2025 · Amount on Record
Transfer Doc32641-524
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address120 DAVID RD, FRANKLIN, MA 02038-1618
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001472444
DateMar 29, 2021
Instrument1472444
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address120 DAVID RD, FRANKLIN, MA 02038-1618
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039204-401
DateMar 29, 2021
Book Page39204/401
Instrument41032
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateApr 11, 2025
Property Address120 DAVID RD, FRANKLIN, MA 02038-1618
Document Number0001550810
Instrument DateApr 11, 2025
Instrument1550810
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address120 DAVID RD, FRANKLIN, MA 02038-1618

Mortgage

Document Number0000022068
DateApr 11, 2025
Instrument22068
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateMay 01, 2030
Max Rate At Change2.75%
Index1-Year CMT

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateApr 11, 2025
Property Address120 DAVID RD, FRANKLIN, MA 02038-1618
Document Number042339-295
Book / Page42339 / 295
Instrument DateMar 21, 2025
Instrument22067
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address120 DAVID RD, FRANKLIN, MA 02038-1618

Mortgage

Document Number0001550811
DateApr 11, 2025
Instrument1550811
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateMay 01, 2030

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address120 DAVID RD, FRANKLIN, MA 02038-1618
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1472444
DateMar 29, 2021
Instrument1472444
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,320.00 (+0.73%)$716,000 (+2.2%) Land $327,100 Building $388,900$595,840 (-28.64%)
2024$8,260.00 (+3.38%)$700,600 (+10.31%) Land $327,100 Building $373,500$834,955
2023$7,990.00$635,100 Land $278,800 Building $356,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214421033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1987–2011)
Most Recent ClaimOct 2011, river or lake flooding, Severe Storm
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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