120 Daniel Rd, Gadsden, AL 35901 Property Records

Etowah County property record for 120 Daniel Rd, Gadsden, AL 35901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,949 sqft · built 2007
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-01-01-0-001-013.038`

Property Details

APN / Parcel Number

Primary APN	`15-01-01-0-001-013.038`
Alternative APNs	`184418` `72624`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,949 sqft Living Area
1st Floor Area	3,949 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	54,450 sqft (1.25 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	184418
Street Address	120 DANIEL RD
City	GADSDEN
State	AL
Zip	35901-7906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR PT LT 1 MCCARVER EST PLAT J-33 1-12-6 D-1996-1164,D-2005-5294,ORDINANCE NO 0-50-04,D-2012-3366900
Legal Range	6E
Legal Township	12S
Legal Section	1
Legal Subdivision	MCCARVER EST
Legal Lot Number	1
Jurisdiction	ETOWAH AL
Township / Civil Division	TURKEYTOWN
Census Block Group	2
Census Block	2050
Census Tract	10700

Owner

Source: Etowah County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 DANIEL RD, GADSDEN, AL 35901-7906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
May 10, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	120 DANIEL RD, GADSDEN, AL 35901-7906
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003516470
Date	Feb 22, 2021
Instrument	3516470

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	120 DANIEL RD, GADSDEN, AL 35901-7906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3450471
Date	May 10, 2017
Instrument	3450471

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 Homeowner's exemption	$51,800 (+0.04%) Land $1,200 Building $50,600	$517,800 (-) Land $11,900 Building $505,900
2023	Homeowner's exemption Additional exemption filed	$51,780 Land $1,190 Building $50,590	$517,800 Land $11,900 Building $505,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1990–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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