Santa Cruz County property record for 120 Cypress Point Ct, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1976 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $610,000 (Jul 2003) |
| Tax Bill | $11,471 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-113-05 |
| Primary APN | 053-113-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 1,898 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,627 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 527 sqft |
| Patio Area | 527 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 CYPRESS POINT CT |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | TR 504 |
| Legal Subdivision | COUNTRY CLB PARK UN 13 TR 504 |
| Legal Tract | 504 |
| Legal Lot Number | 299 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 122202 |
Source: Santa Cruz County records · APN 053-113-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 27, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU |
| Jan 27, 2026 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Oct 28, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY |
| Oct 27, 2021 | Intrafamily Transfer, Transfer · Line of Credit BAY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2003 · Amount on Record |
| Deed Sale | Jul 10, 2003 · Amount on Record |
| Deed Document Number | 200367081 |
| Last Transfer Date | Oct 19, 2021 |
| Transfer Doc | 0000053916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 27, 2026 |
| Property Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Document Number | 0000001790 |
| Map Reference | MB 54 PG 41 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026-0001790 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Document Number | 0000001791 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026-0001791 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 27, 2026 |
| Property Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Document Number | 0000001792 |
| Map Reference | MB 54 PG 41 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026-0001792 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 28, 2021 |
| Property Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Document Number | 0000053916 |
| Map Reference | MB 84 PG 41 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021-0053916 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 27, 2021 |
| Property Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Document Number | 0000053793 |
| Map Reference | MB 54 PG 41 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021-0053793 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 CYPRESS POINT CT, APTOS, CA 95003-5701 |
| Document Number | 0000053794 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-0053794 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Dec 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $884,644 (+2%) Land $530,785 Building $353,859 | ||
| 2025 | $11,471.00 (+11.53%) Homeowner's exemption | $867,298 (+4.04%) Land $520,377 Building $346,921 | |
| 2023 | $10,285.00 (+1.49%) Homeowner's exemption | $833,619 Land $500,170 Building $333,449 | $1,508,220 |
| 2022 | $10,134.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications, T-Mobile USA.
Based on FCC filings for 118 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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