120 Cuyahoga Dr, Huron, OH 44839 Property Records

Erie County property record for 120 Cuyahoga Dr, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,624 sqft · built 1965
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2023)
Tax Bill	$3,938 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`42-01593-000`

Property Details

APN / Parcel Number

Primary APN	`42-01593-000`
Alternative APN	`003664-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	952 sqft
Upper Floors Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	212 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003664-0
Street Address	120 CUYAHOGA DR
City	HURON
State	OH
Zip	44839-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 CARL H WHEELERS SUB 2
Legal Subdivision	CARL H WHEELERS SUB
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	4
Census Block	4044
Census Tract	40400

Owner

120 Cuyahoga Dr is owned and occupied by an individual who bought it in August 2023.

Source: Erie County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	120 CUYAHOGA DR, HURON, OH 44839-2603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS NATIONAL BANK
May 17, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	20235740
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Aug 15, 2023
Property Address	120 CUYAHOGA DR, HURON, OH 44839-2603
Document Number	0000005740
Map Reference	VOL 17 PG 20
Instrument Date	Aug 8, 2023
Instrument	202305740
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 CUYAHOGA DR, HURON, OH 44839-2603

Mortgage

Document Number	0000005741
Date	Aug 15, 2023
Instrument	202305741

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	3 Years
Min Rate At Change	5.95%
Max Rate At Change	8.95%
Index	3-Year CMT
Max Rate	10.9%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 17, 2021
Property Address	120 CUYAHOGA DR, HURON, OH 44839-2603
Document Number	0000005437
Map Reference	VOL 17 PG 20
Instrument Date	May 12, 2021
Instrument	202105437
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CUYAHOGA DR, HURON, OH 44839-2603

Mortgage

Document Number	0000005438
Date	May 17, 2021
Instrument	202105438

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 Cuyahoga Dr was $3,938, down 3.7% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Municipality	Huron City
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,938.00 (-3.67%)	$100,737 (-) Land $21,000 Building $79,737
2024	$4,088.00 (+12.8%)	$100,737 (+1.87%) Land $21,000 Building $79,737	$287,820 Land $60,000 Building $227,820
2023	$3,624.00 (+7%)	$98,885 (+%) Land $21,000 Building $77,885
2022	$3,387.00	$98,882 Land $21,000 Building $77,882
2021			$282,530 Land $60,000 Building $222,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Cuyahoga Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Cuyahoga Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON CITY serves 6,893 people · EPA ID OH2201011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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