120 Cunningham Ave, Rose Hill Acres (Lumberton), TX 77657 Property Records

Hardin County property record for 120 Cunningham Ave, Rose Hill Acres, TX 77657

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,009 sqft · built 1973
Lot Size	0.436 acres (19,001 sqft)
Owner	Individual Name on File
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`005050-000500`

Property Details

APN / Parcel Number

Primary APN	`005050-000500`
Alternative APN	`33050`

Interior

Full Baths	2.5 Baths
Stories	1 Story
Building Area	3,009 sqft Living Area
1st Floor Area	2,681 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Brick
Lot Area	19,001 sqft (0.436 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33050
Street Address	120 CUNNINGHAM AVE
City	ROSE HILL ACRES
State	TX
Zip	77657-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S05050 ARTESIAN ACRES BLK 1, LOT 12, ACRES .4362
Legal Subdivision	ARTESIAN ACRES
Legal Block	1
Legal Lot Number	12
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	3
Census Block	3005
Census Tract	30503

Owner

Source: Hardin County records · APN 005050-000500

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 CUNNINGHAM AVE, LUMBERTON, TX 77657-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	120 CUNNINGHAM AVE, ROSE HILL ACRES, TX 77657-9589
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071431
Date	Jan 25, 2017
Instrument	2017-71431

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Rose Hill Acres City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (-37.31%) Homeowner's exemption Senior Citizen's exemption	$235,017 (-39.65%) Land $33,500 Building $344,750	$378,250 (-2.86%) Land $33,500 Building $344,750
2023	$1,978.00 Homeowner's exemption Senior Citizen's exemption	$389,396 Land $33,500 Building $355,896	$389,396 Land $33,500 Building $355,896

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (48199C), updated October 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481990305033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Nearby Flood Policies	126 in force
Nearby Flood Claims	29 (2017–2023)
Claims Outside the SFHA	15 of 29
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 25 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 75 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LUMBERTON MUD serves 31,428 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.