Carter County property record for 120 Cross St, Olive Hill, KY 41164
| Property Type | Other Improved |
|---|---|
| Details | 2,592 sqft |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Feb 2007) |
| Tax Bill | $595 (2025) |
| Deeds & Mortgages | Feb 2007 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 043-20-13-004.01 |
| Primary APN | 043-20-13-004.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,592 sqft Building Perimeter |
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Account Number | 18098 |
|---|---|
| Street Address | 120 CROSS ST |
| City | OLIVE HILL |
| State | KY |
| Zip | 41164-4107 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | PIZZA RESTAURANT & LAND |
| Jurisdiction | CARTER KY |
| Township / Civil Division | OLIVE HILL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960200 |
120 Cross St is owned by an individual who bought it in February 2007.
Source: Carter County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1208, OLIVE HILL, KY 41164-1208 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2007 · Amount on File |
| Deed Sale | Feb 6, 2007 · Amount on File |
| Deed Document Number | 200722441 |
| Deed Book / Page | 188 / 651 |
| Prior Transfer Date | Jan 27, 2007 |
| Prior Transfer Doc | 0OR188/651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Feb 6, 2007 |
| Property Address | 120 CROSS ST, OLIVE HILL, KY 41164-4107 |
| Document Number | 0OR188/651 |
| Book / Page | OR188 / 651 |
| Map Reference | MB47 PG508 |
| Instrument Date | Jan 27, 2007 |
| Instrument | 022441 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1225, GRAYSON, KY 41143-5225 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1208, OLIVE HILL, KY 41164-1208 |
The 2025 property tax bill for 120 Cross St was $595.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Municipality | Olive Hill City |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $595.00 | $69,800 | $69,800 |
| 2023 | $172.00 | $20,000 | $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Cross St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 161 (1997–2017) |
| Claims Outside the SFHA | 27 of 161 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Cross St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream DSL | 300 / 20 |
May also be available: Verizon.
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