Putnam County property record for 120 Cross Lanes Dr, Nitro, WV 25143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1935 |
| Lot Size | 0.071 acres (3,093 sqft) |
| Owner | Company Name on Record |
| Last Sale | $58,500 (Oct 2014) |
| Tax Bill | $1,322 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-226F-0034.0000 |
| Primary APN | 08-226F-0034.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Family Room | Family Room |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,093 sqft (0.071 acres) |
| Lot Dimensions | 110 ft deep x 28 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00009154 |
|---|---|
| Street Address | 120 CROSS LANES DR |
| City | NITRO |
| State | WV |
| Zip | 25143-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT LOTS 26 ANNEX ADD |
| Legal Subdivision | ANNEX ADD |
| Legal Lot Number | 26 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20500 |
Source: Putnam County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 CROSS LANES DR, NITRO, WV 25143-1007 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 14, 2018 | Deed of Trust, Mortgage FIRST SENTRY BANK INC |
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PUTNAM COUNTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2014 · Amount on Record |
| Deed Sale | Oct 16, 2014 · Amount on Record |
| Deed Book / Page | 536 / 639 |
| Prior Transfer Date | Sep 9, 2014 |
| Prior Transfer Doc | 0536000639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 120 CROSS LANES DR, NITRO, WV 25143-1007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001182/105 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 1182/105 |
| Instrument | 004347990007 |
| Name | FIRST SENTRY BANK INC |
|---|---|
| Type | Bank |
| Address | HUNTINGTON, WV 25701 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 120 CROSS LANES DR, NITRO, WV 25143-1007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001317/541 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 1317/541 |
| Instrument | 005214540008 |
| Name | PUTNAM COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,322.00 (+2.8%) | $49,020 (+4.88%) Land $4,680 Building $44,340 | $81,700 (+4.88%) Land $7,800 Building $73,900 |
| 2025 | $1,286.00 (+16.59%) | $46,740 (+13.23%) Land $5,100 Building $41,640 | $77,900 (+13.23%) Land $8,500 Building $69,400 |
| 2023 | $1,103.00 (+3.28%) | $41,280 (+2.69%) Land $5,100 Building $36,180 | $68,800 (+2.69%) Land $8,500 Building $60,300 |
| 2022 | $1,068.00 | $40,200 Land $5,100 Building $35,100 | $67,000 Land $8,500 Building $58,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–1982) |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 40% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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