Cherokee County property record for 120 Crisp Acres Trl, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,620 sqft · built 1991 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (Jan 2016) |
| Tax Bill | $980 (2025) |
| Deeds & Mortgages | Aug 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 443900397086000 |
| Primary APN | 443900397086000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Heated Area |
| Gross Area | 1,884 sqft |
| 1st Floor Area | 810 sqft |
| Upper Floors Area | 810 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Width | 362 ft Width |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 43028 |
|---|---|
| Street Address | 120 CRISP ACRES TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-5674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR BANK OF AMERICA NA 1368/925 1510/813 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 930605 |
120 Crisp Acres Trl, a rural home, is owned and occupied by an individual who bought it in January 2016.
Source: Cherokee County records, as of October 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 CRISP ACRES TRL, MURPHY, NC 28906-5674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2016 · Amount on File |
| Deed Sale | Jan 21, 2016 · Amount on File |
| Deed Document Number | 2016220 |
| Deed Book / Page | 1528 / 217 |
| Prior Transfer Date | Sep 9, 2009 |
| Prior Transfer Doc | 01368/0925 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 120 CRISP ACRES TRL, MURPHY, NC 28906-5674 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | COAST TO COAST TITLE COMPANY INC, COAST TO COAST T&E AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 120 CRISP ACRES TRL, MURPHY, NC 28906-5674 |
| Document Number | 01739/1390 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 1739/1390 |
| Instrument | 3839 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
The 2025 property tax bill for 120 Crisp Acres Trl was $980.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 | $127,940 | $127,940 Land $15,960 Building $111,980 |
| 2023 | $115,020 | $115,020 Land $15,960 Building $99,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Crisp Acres Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Crisp Acres Trl is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures