Webb County property record for 120 Cresta Dr, Laredo, TX 78045 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,538 sqft · built 2020 |
| Lot Size | 0.257 acres (11,224 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,412 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-81002-240 |
| Primary APN | 989-81002-240 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,538 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,224 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Account Number | 579675 |
|---|---|
| Street Address | 120 CRESTA DR |
| City | LAREDO |
| State | TX |
| Zip | 78045-6914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 24, PHASE 3 |
| Legal Subdivision | SAN ISIDRO NORTHEAST LA CUESTA |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1727 |
Source: Webb County records · APN 989-81002-240
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 CRESTA DR, LAREDO, TX 78045-6914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2020 | Deed of Trust, Mortgage · Commercial Mortgage INTERNATIONAL BANK OF COMMERCE |
| Jun 05, 2020 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2020 |
| Deed Sale | Jun 05, 2020 |
| Prior Sale | Jun 05, 2020 |
| Deed Document Number | 004795/280 |
| Deed Book / Page | 4795 / 280 |
| Last Transfer Date | Nov 07, 2022 |
| Transfer Doc | 005372/149 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 120 CRESTA DR, LAREDO, TX 78045-6914 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Title Company | LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD |
| Name | Verified Name |
|---|
| Document Number | 004730/302 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 4730/302 |
| Instrument | 1383182 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | LAREDO, TX 78040 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jun 05, 2020 |
| Property Address | 120 CRESTA DR, LAREDO, TX 78045-6914 |
| Document Number | 004795/280 |
| Book / Page | 4795 / 280 |
| Map Reference | VOL 35 PG 24&25 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 1393723 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 01, 2022 |
| Title Company | LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CRESTA DR, LAREDO, TX 78045-6914 |
| Document Number | 0001393724 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 1393724 |
| Name | MORTGAGE FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $423,000 (+21%) Land $165,778 Building $257,222 | $423,000 (+21%) Land $165,778 Building $257,222 | |
| 2024 | $2,412.00 (-3.02%) | ||
| 2023 | $349,595 Land $125,035 Building $224,560 | $349,595 Land $125,035 Building $224,560 | |
| 2022 | $2,487.00 |
Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 9% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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