Lincoln County property record for 120 Creekside Dr, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 2014 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,100 (Oct 2019) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Mar 2021 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-70-25-000-000-005.234 |
| Primary APN | 14-70-25-000-000-005.234 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Basement Area | 1,370 sqft |
| Unfinished Basement | 1,370 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 120 CREEKSIDE DR |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 234 HIDDEN VALLEY FARMS @ HAMMETT HILLS 2ND ADDN |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 25 |
| Legal Subdivision | HIDDEN VALLEY FARMS @ HAMMETT |
| Legal Lot Number | 234 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 810310 |
120 Creekside Dr is owned and occupied by an individual who bought it in October 2019.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE |
| Mar 8, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Jun 20, 2025 | Deed of Trust, Mortgage · Line of Credit SILEX BANKING CO |
| Aug 6, 2014 | Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK |
| Jan 14, 2026 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Jan 14, 2026 | Affidavit of Death of Joint Tenant, Transfer ABSOLUTE TITLE, ABSOLUTE TITLE LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on File |
| Deed Sale | Oct 15, 2019 · Amount on File |
| Deed Document Number | 20199276 |
| Deed Book / Page | 2439 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 02434/0387 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 2434/0387 |
| Instrument | 2019004241 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 002460/655 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 2460/655 |
| Instrument | 2021003156 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Document Number | 002511/237 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 2511/237 |
| Instrument | 2025004738 |
| Name | SILEX BANKING CO |
|---|---|
| Type | Bank |
| Address | SILEX, MO 63377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 13, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02368/0812 |
|---|---|
| Date | Aug 6, 2014 |
| Book Page | 2368/0812 |
| Instrument | 2014005611 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WENTZVILLE, MO 63385 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 14, 2026 |
| Property Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Document Number | 002517/445 |
| Book / Page | 2517 / 445 |
| Map Reference | MB 14 PG 223 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026000333 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 BURR OAK RD, FOLEY, MO 63347-2401 |
| Name | Verified Name |
|---|---|
| Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Document Number | 2026000334 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026000334 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 14, 2026 |
| Property Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Document Number | 002517/444 |
| Book / Page | 2517 / 444 |
| Map Reference | MB 14 PG 223 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026000332 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 BURR OAK RD, FOLEY, MO 63347-2401 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 15, 2019 |
| Property Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Document Number | 02439/0385 |
| Book / Page | 2439 / 0385 |
| Map Reference | MB 14 PG 223 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019009276 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 CREEKSIDE DR, WINFIELD, MO 63389-1018 |
| Document Number | 2019009277 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019009277 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 120 Creekside Dr was $2,003.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,767 (-0.4%) Land $4,180 Building $28,587 | ||
| 2025 | $2,003.00 | $32,900 Land $4,180 Building $28,720 | $172,460 Land $22,000 Building $150,460 |
| 2023 | $1,846.00 (+6.21%) | $29,900 Land $3,230 Building $26,670 | $157,370 Land $17,000 Building $140,370 |
| 2022 | $1,738.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Creekside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Creekside Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 47% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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