120 Covington Cv, Murphy, NC 28906 Property Records

Cherokee County property record for 120 Covington Cv, Murphy, NC 28906 · Last verified June 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1998
Square Footage	1,120 sqft Heated Area
Lot Size	85,813 sqft (1.97 acres)
Garage	Mixed
Last Sale	$170,000 (2022)
Tax Bill	$589.00 (2025)

Owner

Source: Cherokee County records · APN 446900564920000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 WILLSCOTT MOUNTAIN DR, MURPHY, NC 28906-7887
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Deed Doc Number	20227267
Deed Book / Page	1724 / 1250
Record Refreshed	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 15, 2022
Property Address	120 COVINGTON CV, MURPHY, NC 28906-7753
Document Number	01724/1250
Book / Page	1724 / 1250
Map Reference	CAB G SL 310
Instrument Date	Nov 11, 2022
Instrument	7267
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 WILLSCOTT MOUNTAIN DR, MURPHY, NC 28906-7887

Mortgage

Document Number	0017241254
Date	Nov 15, 2022
Instrument	1724/1254

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$589.00	$71,080 (-)	$71,080 (-) Land $25,000 Building $46,080
2023		$71,080	$71,080 Land $25,000 Building $46,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 595 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`446900564920000`
Alternative APNs	`35335` `58945`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,120 sqft Heated Area
Gross Area	1,440 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wood Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	85,813 sqft (1.97 acres)
Depth X Width	255 ft x 107 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Porch Area	320 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	58945
Street Address	120 COVINGTON CV
City	MURPHY
State	NC
Zip	28906-7753
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT B DUNGER & COVINGTON PROP 1427/955
Legal Subdivision	STONE HOLLOW SUBDIVISION
Legal Phase	1427
Legal Tract	B
Legal Lot Number	B
Jurisdiction	CHEROKEE NC
Minor Civil Division	NOTLA
Census Blockgroup	2
Census Block	2002
Census Tract	930604