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120 Cotuit Bay Dr, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 120 Cotuit Bay Dr, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,598 sqft · built 1986
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on File
Last Sale$1,195,000 (Apr 2023)
Tax Bill$8,413 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APNCOTU M:056 L:021

Property Details

APN / Parcel Number

Primary APNCOTU M:056 L:021
Alternative APN
  • 32093

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,598 sqft Living Area
Gross Area6,818 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,928 sqft (0.71 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number32093
Street Address120 COTUIT BAY DR
CityCOTUIT
StateMA
Zip02635-2917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number21
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3004
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:056 L:021

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6 WESTPORT RD, WORCESTER, MA 01605-1022
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Jul 31, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Prior SaleOct 24, 2013 · Amount on Record
Deed Book / Page35755 / 19
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOTUIT MA
Recording DateApr 28, 2023
Property Address120 COTUIT BAY DR, COTUIT, MA 02635-2917
Document Number0035755-19
Book / Page35755 / 19
Instrument DateApr 27, 2023
Instrument16294
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6 WESTPORT RD, WORCESTER, MA 01605-1022

Mortgage

Document Number0000016295
DateApr 28, 2023
Instrument16295
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJul 31, 2020
Property Address120 COTUIT BAY DR, COTUIT, MA 02635-2917
Document Number33127-187
Book / Page033127 / 000187
Instrument DateJul 31, 2020
Instrument38614
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address120 COTUIT BAY DR COTUIT MA 026352917, COTUIT, MA 02635-2917

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,413.00 (+4.25%)$1,007,500 (-1.62%) Land $289,700 Building $717,800$1,348,050
2024$8,070.00 (+9.13%)$1,024,100 (+15.91%) Land $289,700 Building $734,400
2023$7,395.00$883,500 Land $286,600 Building $596,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims3 (1991–1997)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 1997, tidal / storm surge
Claims By Storm
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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