Cumberland County and Windham Town property record for 120 Cottage Rd, Windham, ME 04062
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,584 sqft · built 2020 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,633 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINM M:32 B:79 |
| Primary APN | WINM M:32 B:79 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 882 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | M6649R |
|---|---|
| Street Address | 120 COTTAGE RD |
| City | WINDHAM |
| State | ME |
| Zip | 04062-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FR/LR |
| Legal Block | 79 |
| Jurisdiction | WINDHAM ME |
| Township / Civil Division | WINDHAM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4802 |
Source: Cumberland County and Windham Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 COTTAGE RD, WINDHAM, ME 04062-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 120 COTTAGE RD, WINDHAM, ME 04062-4406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0343290286 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 34329/0286 |
| Instrument | 000000048265 |
| Name | SACO & BIDDEFORD SAVS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 372 Months |
| Due | Sep 21, 2048 |
Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,633.00 (+6.99%) | $467,100 (+1.76%) Land $153,200 Building $313,900 |
| 2024 | $5,265.00 (+8.53%) | $459,000 (+5.98%) Land $145,100 Building $313,900 |
| 2023 | $4,851.00 (+4.68%) | $433,100 (+8.52%) Land $134,800 Building $298,300 |
| 2022 | $4,634.00 | $399,100 Land $106,900 Building $292,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2007) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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