120 Cooper Ln, Erwin, TN 37650 Property Records

Unicoi County property record for 120 Cooper Ln, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 1980
Lot Size	4.85 acres (211,266 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Aug 1993)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031K-E-013.00`

Property Details

APN / Parcel Number

Primary APN	`031K-E-013.00`
Alternative APNs	`086031K E 01300` `000008480`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	1,608 sqft
Basement Area	1,500 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	211,266 sqft (4.85 acres)
Lot Dimensions	767 ft deep x 278 ft wide
Terrain	Mountain
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	168 sqft
Patio Area	168 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	120 COOPER LN
City	ERWIN
State	TN
Zip	37650-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT3 278X767X289X725
Legal Subdivision	BANNIE CAMPBELL
Legal Lot Number	3
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1062
Census Tract	80200

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 COOPER LN, ERWIN, TN 37650-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1993 · Amount on Record
Deed Sale	Aug 2, 1993 · Amount on Record
Deed Book / Page	171 / 302
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 4, 2022
Property Address	120 COOPER LN, ERWIN, TN 37650-2036
Document Number	0000045939
Book / Page	459 / 39
Instrument Date	May 2, 2022
Instrument	22000991
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 HARRIS ST, ERWIN, TN 37650-2015

Mortgage

Document Number	0022000992
Date	May 4, 2022
Instrument	22000992

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	120 COOPER LN, ERWIN, TN 37650-2036
Document Number	428646
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 COOPER LN ERWIN TN 376502036, ERWIN, TN 37650-2036

Mortgage

Document Number	428646
Date	Nov 27, 2019
Book Page	000428/000646
Instrument	2263

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2029

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,763.00	$67,525 (-) Land $28,875 Building $38,650	$270,100 (-) Land $115,500 Building $154,600
2024	$1,763.00 (+11.09%)
2023		$67,525 (-) Land $28,875 Building $38,650
2022	$1,587.00	$67,525 Land $28,875 Building $38,650	$270,100 Land $115,500 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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