Montgomery County property record for 120 Colonial Dr, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 2,394 sqft · built 2011 |
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Nov 2009) |
| Tax Bill | $3,165 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-00-00-024.16 |
| Primary APN | 009-00-00-024.16 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,394 sqft Living Area |
| Basement Area | 2,239 sqft |
| Finished Basement | 2,239 sqft |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.819 acres) |
| Garage Type | Mixed |
| Garage Area | 1,092 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 6570 |
|---|---|
| Street Address | 120 COLONIAL DR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PLACE LOT 16 UNIT 2 & HOUSE |
| Legal Subdivision | BRADFORD PLACE |
| Legal Lot Number | 16 |
| Legal Unit | 2 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 920302 |
120 Colonial Dr is owned and occupied by two individuals who bought it in November 2009.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 COLONIAL DR, MOUNT STERLING, KY 40353-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2009 · Amount on File |
| Deed Sale | Nov 18, 2009 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 120 Colonial Dr was $3,165.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,165.00 | $340,000 | $340,000 |
| 2023 | $3,159.00 | $340,000 | $340,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Colonial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Colonial Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REID VILLAGE WATER DISTRICT serves 2,545 people · EPA ID KY0870367 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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