Frederick County property record for 120 Colonial Dr, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,491 sqft · built 2006 |
| Lot Size | 0.24 acres (10,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,900 (Jun 2023) |
| Tax Bill | $2,415 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A107-2-1163 |
| Primary APN | 18A107-2-1163 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,491 sqft Living Area |
| Gross Area | 4,443 sqft |
| 1st Floor Area | 1,033 sqft |
| Basement Area | 1,025 sqft |
| Finished Basement | 1,025 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,570 sqft (0.24 acres) |
| Terrain | Rolling |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 148 sqft |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8003554 |
|---|---|
| Street Address | 120 COLONIAL DR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L1163 P 2 S7 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 2 |
| Legal Lot Number | 1163 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 50300 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 COLONIAL DR, CROSS JUNCTION, VA 22625-2493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC |
| Apr 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NETWORK CAPITAL FUNDING CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Apr 30, 2009 · Amount on Record |
| Deed Document Number | 20235462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jun 29, 2023 |
| Property Address | 120 COLONIAL DR, CROSS JUNCTION, VA 22625-2493 |
| Document Number | 0000005462 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 230005462 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 COLONIAL DR, CROSS JUNCTION, VA 22625-2493 |
| Document Number | 0000005463 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 230005463 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 120 COLONIAL DR, CROSS JUNCTION, VA 22625-2493 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000007174 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 210007174 |
| Name | NETWORK CAPITAL FUNDING CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,415.00 (+10.43%) | $455,700 (+15.87%) Land $58,000 Building $397,700 | $455,700 (+15.87%) Land $58,000 Building $397,700 |
| 2025 | $2,187.00 (-18.49%) | ||
| 2023 | $2,683.00 | $393,300 Land $42,000 Building $351,300 | $393,300 Land $42,000 Building $351,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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