120 Cole Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 120 Cole Dr, Jacksonville, NC 28540 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1961
Lot Size	0.224 acres (9,792 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Nov 2007)
Tax Bill	$1,284 (2023)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`436-78`

Property Details

APN / Parcel Number

Primary APN	`436-78`
Alternative APNs	`105269000` `020251`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	9,792 sqft (0.224 acres)
Lot Dimensions	118 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	105269000
Old Parcel Number	436 78,
Street Address	120 COLE DR
City	JACKSONVILLE
State	NC
Zip	28540-7016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 B3 BELL FORK 2984/59 11/30/2007 2566/746 /748
Legal Subdivision	BELL FORK HOMES MAP #1
Legal Block	3
Legal Lot Number	10
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2002
Census Tract	2600

Owner

Source: Onslow County records · APN 436-78

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 SECRETARIAT DR, SUFFOLK, VA 23435-1786
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2007 · Amount on Record
Deed Sale	Nov 30, 2007 · Amount on Record
Prior Sale	May 30, 2007 · Amount on Record
Deed Document Number	0000298382
Deed Book / Page	2984 / 082
Record Updated	Jun 07, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	120 COLE DR, JACKSONVILLE, NC 28540-7016
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051760441
Date	Jun 01, 2020
Book Page	5176/441

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	266 Months
Due	Aug 01, 2042

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,284.00	$102,334 Land $25,000 Building $77,334	$102,334 Land $25,000 Building $77,334

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330026002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1993–2011)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm	Hurricane Fran, Sep 1996 · 5 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.