Tioga County and Nichols Town property record for 120 Codner Rd, Owego, NY 13827 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,336 sqft Living Area |
| Lot Size | 1,411,344 sqft (32.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2013) |
| Tax Bill | $3,992.00 (2025) |
| Primary APN | 492889 172.00-1-13.10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,336 sqft Living Area |
| 1st Floor | 1,336 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 1,411,344 sqft (32.4 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,344 sqft Garage |
| Porch Area | 104 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 00000000310 |
|---|---|
| Street Address | 120 CODNER RD |
| City | OWEGO |
| State | NY |
| Zip | 13827-6752 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 13.010 |
| Jurisdiction | TIOGA NY |
| Minor Civil Division | NICHOLS |
| Census Blockgroup | 5 |
| Census Block | 5038 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records · APN 492889 172.00-1-13.10
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 CODNER RD, OWEGO, NY 13827-6752 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance COMMUNITY BANK NA |
| Dec 18, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance COMMUNITY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2013 · Amount on Record |
| Deed Sale | Nov 25, 2013 · Amount on Record |
| Deed Book / Page | 21484 / 3001 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 120 CODNER RD, OWEGO, NY 13827-6752 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000004508 |
|---|---|
| Date | Oct 07, 2022 |
| Instrument | 20220-00004508 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 120 CODNER RD, OWEGO, NY 13827-6752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018000005416 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 20180-00005416 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2034 |
Source: Tioga County and Nichols Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,992.00 (+190.75%) | $28,800 (-) Land $8,000 Building $20,800 | $165,708 (+20.83%) Land $46,030 Building $119,678 |
| 2023 | $28,800 Land $8,000 Building $20,800 | $137,143 Land $38,095 Building $99,048 | |
| 2019 | $1,373.00 |
Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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