120 Cobb Ave, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 120 Cobb Ave, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 983 sqft · built 1956
Lot Size	0.226 acres (9,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2020)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Feb 2023 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171-00006`

Property Details

APN / Parcel Number

Primary APN	`171-00006`
Alternative APN	`CHIC M:0171 P:00006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	983 sqft Living Area
Gross Area	1,966 sqft
1st Floor Area	983 sqft
Basement Area	245 sqft
Unfinished Basement	245 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,825 sqft (0.226 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	171-00006
Street Address	120 COBB AVE
City	CHICOPEE
State	MA
Zip	01013-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4013
Census Tract	811000

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 COBB AVE, CHICOPEE, MA 01013-3625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 7, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
May 13, 2020	Quit Claim Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	May 13, 2020 · Amount on Record
Deed Book / Page	23574 / 422
Last Transfer Date	Feb 9, 2023
Transfer Doc	024905-146
Record Updated	Sep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 10, 2023
Property Address	120 COBB AVE, CHICOPEE, MA 01013-3625
Document Number	024905-146
Book / Page	24905 / 146
Instrument Date	Feb 9, 2023
Instrument	6612
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 COBB AVE, CHICOPEE, MA 01013-3625

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 7, 2020
Property Address	120 COBB AVE, CHICOPEE, MA 01013-3625
Document Number	23574-422
Book / Page	23574 / 422
Instrument Date	Dec 4, 2020
Instrument	72450
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FEDERAL ST APT E2, E2, BELCHERTOWN, MA 01007-9462

Mortgage

Document Number	72451
Date	Dec 7, 2020
Instrument	72451

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 13, 2020
Property Address	120 COBB AVE, CHICOPEE, MA 01013-3625
Document Number	23207-26
Book / Page	023207 / 000026
Instrument Date	May 13, 2020
Instrument	24070
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$511.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	444A N MAIN ST #234 EAST LONGMEADOW MA 010281812, 234, EAST LONGMEADOW, MA 01028-1812

Mortgage

Document Number	23207-29
Date	May 13, 2020
Book Page	023207/000029
Instrument	24071

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,630.00 (+4.66%)	$305,400 (+1.9%) Land $109,800 Building $195,600	$294,785
2024	$4,424.00 (+7.88%)	$299,700 (+10.71%) Land $107,700 Building $192,000
2023	$4,101.00	$270,700 Land $97,800 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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