120 Cloverdale Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 120 Cloverdale Ave, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details1,800 sqft · built 1948
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Sep 2023)
Tax Bill$9,120 (2025)
Deeds & MortgagesAug 2025 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-00406-0000-00004

Property Details

APN / Parcel Number

Primary APN46-00406-0000-00004
Alternative APNs
  • 460040600004
  • 018100

Interior

Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number018100
Street Address120 CLOVERDALE AVE
CityPARAMUS
StateNJ
Zip07652-2504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description75X100 3LT
Legal SubdivisionROCHELLE HEIGHTS SEC A
Legal Block406
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group2
Census Block2034
Census Tract42500

Owner

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 CLOVERDALE AVE, PARAMUS, NJ 07652-2504
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST ALLIANCE HOME MORTGAGE LLC
Sep 27, 2023Deed, Transfer · FHA Mortgage
FIRST ALLIANCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2023 · Amount on Record
Deed SaleSep 27, 2023 · Amount on Record
Prior SaleJan 8, 2007 · Amount on Record
Deed Document Number202363447
Deed Book / Page5091 / 1733
Prior Transfer DateJun 4, 2014
Prior Transfer Doc0017261662
Record UpdatedSep 20, 2026

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateAug 28, 2025
Property Address120 CLOVERDALE AVE, PARAMUS, NJ 07652-2504
Document Number0055870871
Book / Page5587 / 871
Instrument DateJul 30, 2025
Instrument2025059334
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address120 CLOVERDALE AVE, PARAMUS, NJ 07652-2504

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 CLOVERDALE AVE, PARAMUS, NJ 07652-2504

Mortgage

Document Number2025059335
DateAug 28, 2025
Instrument2025059335
Lender
NameFIRST ALLIANCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2055

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 27, 2023
Property Address120 CLOVERDALE AVE, PARAMUS, NJ 07652-2504
Document Number0050911733
Book / Page5091 / 1733
Instrument DateSep 22, 2023
Instrument2023063447
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,397.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address325 NORTHWOOD WAY, PALISADES PARK, NJ 07650-1919

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 CLOVERDALE AVE, PARAMUS, NJ 07652-2504

Mortgage

Document Number2023063448
DateSep 27, 2023
Instrument2023063448
Lender
NameFIRST ALLIANCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$641,600 (+5.46%) Land $324,900 Building $316,700$641,600 (+5.46%) Land $324,900 Building $316,700
2025$9,120.00 (+5.46%)$608,400 (+25.01%) Land $300,600 Building $307,800$608,400 (+25.01%) Land $300,600 Building $307,800
2024$8,648.00 (+22.44%)
2023$486,700 (+6.94%) Land $265,400 Building $221,300$486,700 (+6.94%) Land $265,400 Building $221,300
2022$7,063.00 (+4.34%)$455,100 Land $247,800 Building $207,300$455,100 Land $247,800 Building $207,300
2021$6,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims33 (1979–2023)
Claims Outside the SFHA5 of 33
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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