120 Closter Dock Rd, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 120 Closter Dock Rd, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,864 sqft · built 1924
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Aug 1997)
Tax Bill	$12,552 (2025)
Deeds & Mortgages	Jul 2020 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01301-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`07-01301-0000-00003`
Alternative APNs	`070130100003` `029060`

Interior

Stories	1 Story
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	224 ft deep x 50 ft wide

Location & Zoning

Account Number	029060
Street Address	120 CLOSTER DOCK RD
City	CLOSTER
State	NJ
Zip	07624-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.28 AC
Legal Subdivision	J WYMAN JONES
Legal Block	1301
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2014
Census Tract	7001

Owner

120 Closter Dock Rd is owned and occupied by an individual who bought it in August 1997.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	120 CLOSTER DOCK RD, CLOSTER, NJ 07624-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 1997 · Amount on File
Deed Sale	Aug 28, 1997 · Amount on File
Deed Book / Page	7999 / 320
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 29, 2020
Property Address	120 CLOSTER DOCK RD, CLOSTER, NJ 07624-1224
Document Number	0036540609
Book / Page	003654 / 000609
Instrument Date	Feb 27, 2020
Instrument	69286
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CLOSTER DOCK RD CLOSTER NJ 076241224, CLOSTER, NJ 07624-1224

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	120 CLOSTER DOCK RD, CLOSTER, NJ 07624-1224
Document Number	0026482320
Book / Page	002648 / 002320
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 CLOSTER DOCK RD CLOSTER NJ 076241224, CLOSTER, NJ 07624-1224

Mortgage

Document Number	0026482320
Date	Jun 26, 2017
Book Page	002648/002320

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 120 Closter Dock Rd was $12,552, up 3.3% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,200 (+17.4%) Land $448,400 Building $262,800	$711,200 (+17.4%) Land $448,400 Building $262,800
2025	$12,552.00 (+3.26%)	$605,800 Land $380,000 Building $225,800	$605,800 Land $380,000 Building $225,800
2024	$12,156.00
2023		$540,800 Land $332,000 Building $208,800	$540,800 Land $332,000 Building $208,800
2022	$11,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Closter Dock Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Closter Dock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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