120 Calle Largo, Kyle, TX 78640 Property Records

Hays County property record for 120 Calle Largo, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	4,753 sqft · built 2002
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$708,536 (Oct 2023)
Tax Bill	$10,628 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110136000A024002`

Property Details

APN / Parcel Number

Primary APN	`110136000A024002`
Alternative APN	`R104572`

Interior

Stories	1 Story
Building Area	4,753 sqft Living Area
Gross Area	4,789 sqft
1st Floor Area	2,462 sqft
Upper Floors Area	2,291 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R104572
Street Address	120 CALLE LARGO
City	KYLE
State	TX
Zip	78640-8778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROYO RANCH SEC ONE, BLOCK A, LOT 24, ACRES 1.09
Legal Subdivision	ARROYO RANCH SEC ONE
Legal Block	A
Legal Lot Number	24
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1000
Census Tract	10905

Owner

Source: Hays County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 CALLE LARGO, KYLE, TX 78640-8778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Vendor's Lien, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2021	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO
Jun 7, 2019	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Feb 4, 2021 · Amount on Record
Deed Document Number	202339342
Prior Transfer Date	Feb 3, 2021
Prior Transfer Doc	0000005754
Record Updated	Sep 20, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Oct 26, 2023
Property Address	120 CALLE LARGO, KYLE, TX 78640-8778
Document Number	0000039342
Map Reference	VOL 10 PG 179-182
Instrument Date	Oct 24, 2023
Instrument	23039342
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6095 NEGLEY, KYLE, TX 78640-4376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CALLE, KYLE, TX 78640

Mortgage

Document Number	0000039343
Date	Oct 26, 2023
Instrument	23039343

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Feb 4, 2021
Property Address	120 CALLE LARGO, KYLE, TX 78640-8778
Document Number	0000005754
Map Reference	VOL 10 PG 179-182
Instrument Date	Feb 3, 2021
Instrument	21005754
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CALLE LARGO, KYLE, TX 78640-8778
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005755
Date	Feb 4, 2021
Instrument	21005755

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Jun 7, 2019
Property Address	120 CALLE LARGO, KYLE, TX 78640-8778
Document Number	0000019283
Map Reference	VOL 10 PG 179-182
Instrument Date	Jun 6, 2019
Instrument	19019283
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 W MISTLETOE, 1105, UVALDE, TX 78801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CHALLENGER, KYLE, TX 78640-6033

Mortgage

Document Number	0000019284
Date	Jun 7, 2019
Instrument	19019284

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$711,320 (-4.9%) Land $118,640 Building $592,680	$711,320 (-4.9%) Land $118,640 Building $592,680
2024	$10,628.00 (+29.44%)
2023		$747,960 Land $125,110 Building $622,850	$747,960 Land $125,110 Building $622,850
2018	$8,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOW WOODS WATER SUPPLY private · serves 1,554 people · EPA ID TX1050077
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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