120 Cliff Loop, Mooresville, NC 28117 Property Records

Iredell County property record for 120 Cliff Loop, Mooresville, NC 28117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,695 sqft · built 2002
Lot Size	0.907 acres (39,509 sqft)
Owner	Trust Name on File
Last Sale	$1,275,000 (Jun 2021)
Tax Bill	$7,543 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4625-99-8224.000`

Property Details

APN / Parcel Number

Primary APN	`4625-99-8224.000`
Alternative APN	`80083226`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,695 sqft Heated Area
Gross Area	6,009 sqft
1st Floor Area	2,915 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	39,509 sqft (0.907 acres)
Lot Width	105 ft Width
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80083226
Street Address	120 CLIFF LOOP
City	MOORESVILLE
State	NC
Zip	28117-6039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L248-POINT ON NORM-P2-M2-PB-32-79
Legal Subdivision	THE POINTE
Legal Block	99
Legal Lot Number	248
Jurisdiction	IREDELL NC
Township / Civil Division	DAVIDSON
Census Block Group	1
Census Block	1003
Census Tract	61406

Owner

120 Cliff Loop is owner-occupied and held in a trust since June 2021.

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	120 CLIFF LOOP, MOORESVILLE, NC 28117-6039
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Dec 21, 2005 · Amount on File
Deed Book / Page	2823 / 846
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 17, 2021
Property Address	120 CLIFF LOOP, MOORESVILLE, NC 28117-6039
Document Number	0002823846
Book / Page	2823 / 846
Map Reference	MB 32 PG 79
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TYRON TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1522 PEARL TABBY DR, 1522, MOUNT PLEASANT, SC 29466-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	120 CLIFF LOOP, MOORESVILLE, NC 28117-6039

Mortgage

Document Number	0002823852
Date	Jun 17, 2021
Instrument	2823/852

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 120 Cliff Loop was $7,543.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,268,470 (-) Land $287,500 Building $980,970	$1,268,470 (-) Land $287,500 Building $980,970
2025	$7,543.00	$1,268,470 (-) Land $287,500 Building $980,970	$1,268,470 (-) Land $287,500 Building $980,970
2024	$7,543.00	$1,268,470 (-) Land $287,500 Building $980,970	$1,268,470 (-) Land $287,500 Building $980,970
2023	$7,543.00 (+39.76%)	$1,268,470 (+49.01%) Land $287,500 Building $980,970	$1,268,470 (+49.01%) Land $287,500 Building $980,970
2022	$5,397.00	$851,240 Land $172,500 Building $678,740	$851,240 Land $172,500 Building $678,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Cliff Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Cliff Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	300 / 20
T-Mobile Fixed Wireless	100 / 20