120 Chestnut St, Ottawa, OH 45875 Property Records

Putnam County property record for 120 Chestnut St, Ottawa, OH 45875 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1970
Square Footage1,953 sqft Living Area
Lot Size27,475 sqft (0.63 acres)
Garage1,120 sqft
OccupancyOwner Occupied
Tax Bill$3,388.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-083030.0000

Interior

Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,953 sqft Living Area
1st Floor1,953 sqft 1st Floor
Basement Area1,953 sqft Basement
Finished Basement900 sqft Finished
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area27,475 sqft (0.63 acres)
Parking Spaces4 Parking Spaces
Garage Area1,120 sqft Garage
Porch Area512 sqft Porch
Grainery800 sqft Grainery
Silo128 sqft Silo

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourcePrivate Water Source

Location & Zoning

Street Address120 CHESTNUT ST
CityOTTAWA
StateOH
Zip45875-1102
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1N 7E 22 LOT 17 KUHLMAN SUB-DIV NWPT NPT
Legal Range7E
Legal Township1N
Legal Section22
Legal SubdivisionKUHLMAN SUB-DIV
Legal Lot Number17
JurisdictionPUTNAM OH
Minor Civil DivisionOTTAWA
Census Blockgroup2
Census Block2021
Census Tract30301

Owner

Source: Putnam County records · APN 32-083030.0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 CHESTNUT ST, OTTAWA, OH 45875-1102
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2017Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK OF THE MIDWEST
Jan 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK OF THE MIDWEST
May 21, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST FEDERAL BANK OF THE MIDWEST
Aug 18, 2023Affidavit of Death of Joint Tenant, Transfer
May 21, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST FEDERAL BANK OF THE MIDWEST
Feb 14, 2017Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK OF THE MIDWEST
Jan 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address120 CHESTNUT ST, OTTAWA, OH 45875-1102
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00686/1650
DateFeb 14, 2017
Book Page686/1650
Instrument201700000643
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJan 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address120 CHESTNUT ST, OTTAWA, OH 45875-1102
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00685/1571
DateJan 04, 2017
Book Page685/1571
Instrument201700000045
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2032

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address120 CHESTNUT ST, OTTAWA, OH 45875-1102
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00699/1445
DateMay 21, 2018
Book Page699/1445
Instrument201800002257
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPUTNAM OH
Recording DateAug 18, 2023
Property Address120 CHESTNUT ST, OTTAWA, OH 45875-1102
Document Number0000759/18
Book / Page759 / 18
Map ReferenceVOL 9 PG 97
Instrument DateAug 14, 2023
Instrument202300003027
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 CHESTNUT ST, OTTAWA, OH 45875-1102

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address120 CHESTNUT ST, OTTAWA, OH 45875-1102
Transaction TypeMortgage
Record UpdatedJun 06, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number699/1445
DateMay 21, 2018
Book Page699/1445
Instrument201800002257
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address120 CHESTNUT ST, OTTAWA, OH 45875-1102
Transaction TypeMortgage
Record UpdatedMar 01, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700000643
DateFeb 14, 2017
Book Page686/1650
Instrument201700000643
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJan 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address120 CHESTNUT ST, OTTAWA, OH 45875-1102
Transaction TypeMortgage
Record UpdatedFeb 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700000045
DateJan 04, 2017
Book Page685/1571
Instrument201700000045
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2032

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionOttawa Township
MunicipalityOttawa Village
Unified School DistrictOttawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,388.00 (+2.05%) Homeowner's exemption$102,640 (+46.36%) Land $11,660 Building $90,980$293,250 (-) Land $33,310 Building $259,940
2023$3,320.00 (+28.93%) Homeowner's exemption Additional exemption filed$70,130 (-) Land $9,160 Building $60,970$293,250 (+46.35%) Land $33,310 Building $259,940
2022$2,575.00 Homeowner's exemption$70,130 Land $9,160 Building $60,970
2020$200,370 Land $26,170 Building $174,200

Flood & Wildfire

120 Chestnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Putnam County (39137C), updated December 1, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chestnut St

Nearby Streets

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