Merrimack County and Franklin City property record for 120 Chestnut St, Franklin, NH 03235
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,669 sqft · built 1900 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,500 (Jul 2003) |
| Tax Bill | $6,026 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | FRKN M:134 B:094 L |
| Primary APN | FRKN M:134 B:094 L |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,669 sqft Living Area |
| Gross Area | 4,280 sqft |
| 1st Floor Area | 2,448 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,640 sqft (0.91 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 120 CHESTNUT ST |
|---|---|
| City | FRANKLIN |
| State | NH |
| Zip | 03235-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSW&S |
| Legal Block | 94 |
| Jurisdiction | FRANKLIN CITY NH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 43002 |
Source: Merrimack County and Franklin City assessment roll, APN FRKN M:134 B:094 L, as of July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 CHESTNUT ST, FRANKLIN, NH 03235-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2003 · Amount on Record |
| Deed Sale | Jul 28, 2003 · Amount on Record |
| Deed Book / Page | 2540 / 1716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN CITY NH |
| Property Address | 120 CHESTNUT ST, FRANKLIN, NH 03235-1357 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000013401 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 3901/299 |
| Instrument | 202500013401 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Merrimack County and Franklin City assessment roll as of July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Franklin City |
| Unified School District | Franklin School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,026.00 (+2.8%) | $341,800 (-) Land $82,200 Building $259,600 | |
| 2024 | $5,862.00 (+22.69%) | $341,800 (+74.48%) Land $82,200 Building $259,600 | |
| 2023 | $378,385 | ||
| 2022 | $4,778.00 | $195,900 Land $67,600 Building $128,300 |
Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), as of January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130430023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 307 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Consolidated Communications.
Source: EPA Safe Drinking Water Information System, water system NH0851010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKLIN WATER WORKS serves 7,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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