120 Chestnut Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 120 Chestnut Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,534 sqft · built 1944
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jun 1994)
Tax Bill	$17,328 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02314-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`14-02314-0000-00012`
Alternative APNs	`1400540000000031` `140231400012`

Interior

Building Area	2,534 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Lot Area	11,108 sqft (0.255 acres)

Location & Zoning

Old Parcel Number	1400540000000031
Street Address	120 CHESTNUT DR
City	WAYNE
State	NJ
Zip	07470-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	TOWNSHIP/WAYNE
Legal Block	2314
Legal Lot Number	12
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3023
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 CHESTNUT DR, WAYNE, NJ 07470-5602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 1994 · Amount on Record
Deed Sale	Jun 21, 1994 · Amount on Record
Deed Book / Page	136 / 491
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	120 CHESTNUT DR, WAYNE, NJ 07470-5602
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069207
Date	Nov 4, 2021
Book Page	M17567/277
Instrument	2021069207

Lender

Name	VALLEY BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,900 (-) Land $115,200 Building $173,700	$288,900 (-) Land $115,200 Building $173,700
2025	$17,328.00 (+0.88%)	$288,900 (-) Land $115,200 Building $173,700	$288,900 (-) Land $115,200 Building $173,700
2024	$17,177.00 (+5.16%)
2023		$288,900 Land $115,200 Building $173,700	$288,900 Land $115,200 Building $173,700
2022	$16,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20