120 Cherry Ave, Ames, IA 50010 Property Records

Story County property record for 120 Cherry Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1987
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,500 (Jul 2023)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-226-020`

Property Details

APN / Parcel Number

Primary APN	`09-11-226-020`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	912 sqft Living Area
1st Floor Area	456 sqft
Basement Area	456 sqft
Unfinished Basement	456 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	120 CHERRY AVE
City	AMES
State	IA
Zip	50010-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HOC
Legal Description	WEARTHS ADD BLOCK:1 LOT:5 AMES
Legal Range	24W
Legal Township	83N
Legal Section	11
Legal Subdivision	WEARTH'S ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	1000

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 W RIVERSIDE RD, AMES, IA 50010-9319
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	20234851
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 18, 2023
Property Address	120 CHERRY AVE, AMES, IA 50010-6622
Document Number	0202304851
Instrument Date	Jul 14, 2023
Instrument	2023-04851
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	478 W RIVERSIDE RD, AMES, IA 50010-9319

Mortgage

Document Number	0202304852
Date	Jul 18, 2023
Instrument	2023-04852

Lender

Name	EXCHANGE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,414.00 (+42.67%)	$175,600 (+24.63%) Land $58,500 Building $117,100	$175,600 (+24.63%) Land $58,500 Building $117,100
2024	$1,692.00 (-22.24%)
2023		$140,900 (+8.89%) Land $29,800 Building $111,100	$140,900 (+8.89%) Land $29,800 Building $111,100
2022	$2,176.00 (-8.49%)	$129,400 Land $29,800 Building $99,600
2021	$2,378.00		$129,400 Land $29,800 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	107 (1990–2010)
Claims Outside the SFHA	27 of 107
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 29 claims Severe Storms, And Flooding, Jun 1996 · 21 claims Severe Storms & Flooding, Aug 1993 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, T-Mobile.

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