Essex County property record for 120 Cherokee Rd, Tappahannock, VA 22560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1990 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,235 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-C-1-15 |
| Primary APN | 49-C-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 204 sqft |
| Patio Area | 140 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 4150 |
|---|---|
| Street Address | 120 CHEROKEE RD |
| City | TAPPAHANNOCK |
| State | VA |
| Zip | 22560-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | MILLERS SQUARE LOT 15 |
| Legal Subdivision | MILLERS SQUARE SD |
| Legal Lot Number | 15 |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | SOUTH |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 950800 |
Source: Essex County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 CHEROKEE RD, TAPPAHANNOCK, VA 22560-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 120 CHEROKEE RD, TAPPAHANNOCK, VA 22560-4931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180000098 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 180000098 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,235.00 | $224,600 (-) Land $26,200 Building $198,400 | $224,600 (-) Land $26,200 Building $198,400 |
| 2025 | $1,235.00 (+16.62%) | $224,600 (+54.79%) Land $26,200 Building $198,400 | $224,600 (+54.79%) Land $26,200 Building $198,400 |
| 2023 | $1,059.00 | $145,100 Land $20,000 Building $125,100 | $145,100 Land $20,000 Building $125,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 44 (1985–2015) |
| Claims Outside the SFHA | 13 of 44 |
| Most Recent Claim | Oct 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLERS SQUARE private · serves 60 people · EPA ID VA4057568 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: RiverStreet Networks.
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