120 Charlton Rd, Hubert, NC 28539 Property Records

Onslow County property record for 120 Charlton Rd, Hubert, NC 28539

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,024 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$104,500 (Apr 2021)
Tax Bill	$693 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1308H-155`

Property Details

APN / Parcel Number

Primary APN	`1308H-155`
Alternative APNs	`472052000` `058578`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	472052000
Street Address	120 CHARLTON RD
City	HUBERT
State	NC
Zip	28539-4556
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Description	L5A S2 FOXTRACE POINT
Legal Subdivision	FOXTRACE POINT 2 LOT 1A + B THRU 28A + B
Legal Lot Number	5A
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2803

Owner

120 Charlton Rd, a duplex, is owned and occupied by an individual who bought it in April 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	120 CHARLTON RD, HUBERT, NC 28539-4556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	May 17, 2004
Deed Book / Page	5447 / 742
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 28, 2021
Property Address	120 CHARLTON RD, HUBERT, NC 28539-4556
Document Number	0054470742
Book / Page	5447 / 742
Map Reference	MB 36 PG 136
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13660 BALMORAL GREENS AVE, 13660, CLIFTON, VA 20124-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 BELLE PLAINS RD, FREDERICKSBURG, VA 22405-3439

Mortgage

Document Number	0005447745
Date	Apr 28, 2021
Instrument	5447/745

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 120 Charlton Rd was $693.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$693.00	$172,368 Land $38,000 Building $134,368	$172,368 Land $38,000 Building $134,368
2023	$693.00	$105,842 Land $20,000 Building $85,842	$105,842 Land $20,000 Building $85,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Charlton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Charlton Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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