Middlesex County and Hudson Town property record for 120 Central St, Hudson, MA 01749
| Property Type | Department Store (Apparel, Household Goods, Furniture) |
|---|---|
| Details | 3 bd · 2.5 ba · 14,308 sqft · built 1900 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Company Name on File |
| Tax Bill | $26,305 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18082 |
| Primary APN | 18082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 11 Units |
| Stories | 1 Story |
| Building Area | 14,308 sqft Total Area |
| Gross Area | 29,982 sqft |
| 1st Floor Area | 14,308 sqft |
| Basement Area | 14,022 sqft |
| Unfinished Basement | 14,022 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 95,832 sqft (2.2 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 18082 |
|---|---|
| Street Address | 120 CENTRAL ST |
| City | HUDSON |
| State | MA |
| Zip | 01749-1352 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Department Store (Apparel, Household Goods, Furniture) |
| Local Zoning Code | M1 |
| Legal Lot Number | 82 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 322300 |
120 Central St, a commercial property, is owned by a company that acquired it in November 2007.
Source: Middlesex County and Hudson Town records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 156 MANNING ST, HUDSON, MA 01749-1419 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK |
| Nov 30, 2017 | Deed of Trust, Mortgage CURLEY GERALD L TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2007 |
| Deed Sale | Nov 9, 2007 |
| Prior Sale | Jun 16, 1995 · Amount on File |
| Deed Document Number | 2007203362 |
| Deed Book / Page | 50330 / 341 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 120 CENTRAL ST, HUDSON, MA 01749-1352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74938-257 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 74938/257 |
| Instrument | 97487 |
| Name | AVIDIA BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 120 CENTRAL ST, HUDSON, MA 01749-1352 |
| Document Number | 70316-553 |
| Book / Page | 070316 / 000553 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 70316-553 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 070316/000553 |
| Instrument | 194822 |
| Name | CURLEY GERALD L TRUST (PT) |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 29, 2032 |
The 2025 property tax bill for 120 Central St was $26,305, up 2.3% from the year before.
Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $26,305.00 (+2.27%) | $970,300 (+3.74%) Land $343,900 Building $626,400 |
| 2024 | $25,721.00 (-0.82%) | $935,300 (+4.15%) Land $327,600 Building $607,700 |
| 2023 | $25,934.00 | $898,000 Land $327,600 Building $570,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 120 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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