120 Central St, Avon, MA 02322 Property Records

Norfolk County and Avon Town property record for 120 Central St, Avon, MA 02322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,390 sqft · built 1988
Lot Size	0.938 acres (40,880 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Sep 2022)
Tax Bill	$107 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B2001002`

Property Details

APN / Parcel Number

Primary APN	`B2001002`
Alternative APN	`AVON M:0B2 B:001 L:002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,390 sqft Living Area
Gross Area	8,310 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,880 sqft (0.938 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B2001002
Street Address	120 CENTRAL ST
City	AVON
State	MA
Zip	02322-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	2
Jurisdiction	AVON MA
Township / Civil Division	AVON
Census Block Group	1
Census Block	1022
Census Tract	457100

Owner

120 Central St is owned and occupied by an individual who bought it in September 2022.

Source: Norfolk County and Avon Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	120 CENTRAL ST, AVON, MA 02322-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Mar 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Jul 1, 1998 · Amount on File
Deed Book / Page	40813 / 293
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVON MA
Recording Date	Sep 15, 2022
Property Address	120 CENTRAL ST, AVON, MA 02322-1504
Document Number	040813-293
Book / Page	40813 / 293
Instrument Date	Sep 15, 2022
Instrument	81396
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	120 CENTRAL ST, AVON, MA 02322-1504

Mortgage

Document Number	0000081397
Date	Sep 15, 2022
Instrument	81397

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVON MA
Recording Date	Mar 25, 2019
Property Address	120 CENTRAL ST, AVON, MA 02322-1504
Document Number	36683-276
Book / Page	036683 / 000276
Instrument Date	Mar 6, 2019
Instrument	21123
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTRAL ST AVON MA 023221504, AVON, MA 02322-1504

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVON MA
Property Address	120 CENTRAL ST, AVON, MA 02322-1504
Document Number	36542-574
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 CENTRAL ST AVON MA 023221504, AVON, MA 02322-1504

Mortgage

Document Number	36542-574
Date	Jan 4, 2019
Book Page	036542/000574
Instrument	678

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 120 Central St was $107, down 98.9% from the year before.

Source: Norfolk County and Avon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Avon Town
Unified School District	Avon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$107.00 (-98.95%)	$809,500 (+11.78%) Land $201,900 Building $607,600	$795,055
2024	$10,161.00 (+37.79%)	$724,200 (+33.76%) Land $195,000 Building $529,200
2023	$7,374.00	$541,400 Land $195,000 Building $346,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Central St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2001–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF AVON serves 4,777 people · EPA ID MA4018000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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