Terrebonne Parish property record for 120 Central Ave, Houma, LA 70364
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,458 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | 18673 |
| Primary APN | 18673 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 120 CENTRAL AVE |
|---|---|
| City | HOUMA |
| State | LA |
| Zip | 70364-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 & 6 BLOCK 2 DAIGLE PLACE SUBD. |
| Legal Range | 17E |
| Legal Township | 17S |
| Legal Section | 06 |
| Legal Subdivision | DAIGLE PLACE |
| Legal Block | 2 |
| Legal Lot Number | 5,6 |
| Jurisdiction | TERREBONNE LA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 502 |
120 Central Ave is owned and occupied by two individuals.
Source: Terrebonne Parish records, as of April 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3443, HOUMA, LA 70361-3443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Property Address | 120 CENTRAL AVE, HOUMA, LA 70364-3008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3206/593 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 3206/593 |
| Instrument | 1617042 |
| Name | AMERICAN SOUTH FINANCIAL SERVICES |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 120 Central Ave was $1,458 with a homeowner's exemption, down 2% from the year before.
Source: Terrebonne Parish assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Terrebonne Parish |
| Unified School District | Terrebonne Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,458.00 (-2.02%) | $22,120 (-) Land $6,390 Building $15,730 | $221,200 (-) Land $63,900 Building $157,300 |
| 2024 | $1,488.00 (+8.69%) Homeowner's exemption | $22,120 (+4.98%) Land $6,390 Building $15,730 | $221,200 (+4.98%) Land $63,900 Building $157,300 |
| 2023 | $1,369.00 (+1.11%) Homeowner's exemption | $21,070 (-) Land $6,090 Building $14,980 | $210,700 (-) Land $60,900 Building $149,800 |
| 2022 | $1,354.00 Homeowner's exemption | $21,070 Land $6,090 Building $14,980 | $210,700 Land $60,900 Building $149,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Central Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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