120 Cedar St, Auburn, CA 95603 Property Records

Placer County property record for 120 Cedar St, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,212 sqft · built 1983
Lot Size	0.193 acres (8,399 sqft)
Owner	2 Trust Names on File
Last Sale	$135,000 (Feb 1997)
Tax Bill	$3,207 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-133-007-000`

Property Details

APN / Parcel Number

Primary APN	`001-133-007-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,212 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Construction Type	Frame
Lot Area	8,399 sqft (0.193 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 CEDAR ST
City	AUBURN
State	CA
Zip	95603-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 PROSPECT HILL
Legal Subdivision	PROSPECT HILL ADDITION
Legal Lot Number	44
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2027
Census Tract	20300

Owner

120 Cedar St is owner-occupied and held in a trust since November 2009.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	120 CEDAR ST, AUBURN, CA 95603-4606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2019	Trustee's Deed, Construction Loan · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 1997 · Amount on File
Deed Sale	Feb 27, 1997 · Amount on File
Prior Sale	Nov 18, 1993 · Amount on File
Deed Document Number	199711893
Last Transfer Date	Nov 16, 2009
Transfer Doc	0000100798
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 17, 2026
Property Address	120 CEDAR ST, AUBURN, CA 95603-4606
Document Number	0000034957
Instrument Date	Jun 11, 2026
Instrument	202634957
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	120 CEDAR ST, AUBURN, CA 95603-4606

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	120 CEDAR ST, AUBURN, CA 95603-4606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099077
Date	Dec 14, 2017
Instrument	2017-0099077

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Oct 29, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	120 CEDAR ST, AUBURN, CA 95603-4606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CEDAR ST, AUBURN, CA 95603-4606

Mortgage

Document Number	0000128414
Date	Nov 9, 2020
Instrument	2020-0128414

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	57114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PLACER CA
Recording Date	Sep 25, 2019
Property Address	120 CEDAR ST, AUBURN, CA 95603-4606
Instrument Date	Sep 17, 2019
Instrument	73273
Transaction Type	Construction Loan
Record Updated	Oct 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	120 CEDAR ST AUBURN CA 956034606, AUBURN, CA 95603-4606

Mortgage

Document Number	0000073273
Date	Sep 25, 2019
Instrument	73273

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 24, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 Cedar St was $3,207.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$224,232 (+2%) Land $99,659 Building $124,573
2025	$3,207.00 Homeowner's exemption	$219,836 Land $97,705 Building $122,131
2023	$3,139.00 (+0.45%) Homeowner's exemption	$211,302 Land $93,912 Building $117,390
2022	$3,125.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 120 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Cedar St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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