120 Cedar Rdg Dr, Pacific, MO 63069 Property Records

Franklin County property record for 120 Cedar Rdg Dr, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1972
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19-2-10.0-4-003-174.000`

Property Details

APN / Parcel Number

Primary APN	`19-2-10.0-4-003-174.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	120 CEDAR RIDGE DR
City	PACIFIC
State	MO
Zip	63069-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:51 CEDARS 3
Legal Range	2E
Legal Township	43N
Legal Section	10
Legal Subdivision	CEDARS (LOC 19)
Legal Lot Number	51
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1017
Census Tract	800704

Owner

Source: Franklin County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	120 CEDAR RIDGE DR, PACIFIC, MO 63069-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2024	Intrafamily Transfer, Transfer
Jun 18, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024
Deed Sale	Jan 4, 2024
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	2024153
Prior Transfer Date	Jan 3, 2024
Prior Transfer Doc	0000000154
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 4, 2024
Property Address	120 CEDAR RIDGE DR, PACIFIC, MO 63069-3405
Document Number	0002400153
Map Reference	PB M PG 27
Instrument Date	Dec 29, 2023
Instrument	2400153
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 PROVIDENCE POINTE CT, WENTZVILLE, MO 63385-4560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CEDAR RIDGE DR, PACIFIC, MO 63069-3405

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Jan 4, 2024
Property Address	120 CEDAR RIDGE DR, PACIFIC, MO 63069-3405
Document Number	0002400154
Map Reference	PB M PG 27
Instrument Date	Dec 29, 2023
Instrument	2400154
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 CEDAR RIDGE DR, PACIFIC, MO 63069-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 CEDAR RIDGE DR, PACIFIC, MO 63069-3405

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 18, 2021
Property Address	120 CEDAR RIDGE DR, PACIFIC, MO 63069-3405
Document Number	0002111481
Map Reference	PB M PG 27
Instrument Date	Jun 15, 2021
Instrument	2111481
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SQUARE NAIL CT, 7, O FALLON, MO 63366-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CEDAR RIDGE DR, PACIFIC, MO 63069-3405

Mortgage

Document Number	0002111482
Date	Jun 18, 2021
Instrument	2111482

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,732.00 (+11.17%)	$22,986 (+10.17%)	$120,980 (+10.17%) Land $35,000 Building $85,980
2023	$1,558.00 (+14.56%)	$20,864	$109,810 Land $35,000 Building $74,810
2022	$1,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless	600 / 100
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

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